FIRSTRAND BANK LIMITED - FRD FRLE FRTN FRTNM FRBT - Pillar 3 Querterly Disclosures as at 30 September 2025

FRD FRLE FRTN FRTNM FRBT - Pillar 3 Querterly Disclosures as at 30 September 2025

FirstRand Bank Limited
(Incorporated in the Republic of South Africa)
(Registration number 1929/001225/06)
JSE company code debt issuer: FRD
JSE company code ETF issuer: FRLE
JSE company code ETN issuer: FRTN
NSX company code ETN issuer: FRTNM
JSE company code structured product issuer: FRBT
LEI: ZAYQDKTCATIXF9OQY690
(FRB or the bank)

PILLAR 3 QUARTERLY DISCLOSURES AS AT 30 SEPTEMBER 2025

The Basel Committee on Banking Supervision (BCBS) Pillar 3 framework, Regulation 43 of the Regulations relating to Banks and
Directive 10 of 2025 issued in terms of section 6(6) of the Banks Act 94 of 1990 require quarterly Pillar 3 disclosures on capital, risk-
weighted assets, leverage and liquidity.

The bank's quarterly disclosures as at 30 September 2025 are available at:
https://www.firstrand.co.za/investors/integrated-reporting-hub/risk-disclosures/

These disclosures have not been audited or reviewed by the bank's joint external auditors.


Sandton

28 November 2025

Debt sponsor
FirstRand Bank Limited

NSX sponsor
Cirrus Securities (Pty) Ltd

Date: 28-11-2025 03:00:00
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