AFRICAN BANK HOLDINGS LIMITED - ABLI and ABHL - Release of the Quarterly Basel III Pillar 3 Report as at 31 December 2025

ABLI and ABHL - Release of the Quarterly Basel III Pillar 3 Report as at 31 December 2025

AFRICAN BANK HOLDINGS LIMITED
(Incorporated in the Republic of South Africa)
(Registration number: 2014/176855/06)
LEI: 254900UUEMIK0XL5A056
Company code: ABLI
("ABHL")

AFRICAN BANK LIMITED
(Incorporated in the Republic of South Africa)
(Registered Bank)
(Registration No. 2014/176899/06)
LEI: 2549008X8SL1B1J86F98
Company code: ABKI
("African Bank" or the "Bank")


RELEASE OF THE QUARTELY BASEL III PILLAR 3 REPORT AS AT 31 DECEMBER 2025, AS PRESCRIBED BY THE REGULATIONS RELATING TO BANKS

African Bank is pleased to announce the release of the quarterly Basel III Pillar 3 report, as at 31 December 2025, 
("Pillar 3 Report"), as prescribed in terms of Regulation 43 of the Regulations Relating to Banks.

The Pillar 3 Report covers African Bank and its holding company, African Bank Holdings Limited, a registered bank controlling 
company registered under Section 44(1) of the Banks Act, 1990 (Act No. 94 of 1990).

The full version of the Pillar 3 Report can be accessed on the Bank's website via the following url: 
https://www.africanbank.co.za/ under Regulatory Announcements – Basel Pillar III Announcements within the Investors section of 
the website.

In line with the Excelerate Group strategy, the balance sheets of African Bank and African Bank Holdings Limited reflect 
significant progress in diversifying and scaling our operations, with advances appropriately provided for, an adequate capital 
position and cash resources. Liquidity and market risks are managed within the Group's approved risk appetite framework.

The key prudential ratios as at 31 December 2025 for both, ABHL and African Bank, operated above the minimum required regulatory 
levels.


27 February 2026

Debt sponsor
The Standard Bank of South Africa Limited

Date: 27-02-2026 03:54:00
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