CAPITEC BANK HOLDINGS LIMITED - Dealing in Securities By a Director and His Associate

Dealing in Securities By a Director and His Associate

CAPITEC BANK HOLDINGS LIMITED
Registration Number: 1999/025903/06
Incorporated in the Republic of South Africa
Registered bank controlling company
Share Code: CPI
ISIN Number: ZAE000035861

Dealing in securities by a director and his associate

In compliance with paragraphs 3.63 to 3.74 of the JSE Limited ("JSE")
Listings Requirements, the following information relating to the
dealing in securities by a director is disclosed:

NAME OF DIRECTOR                PJ Mouton

COMPANY OF WHICH HE IS A        Capitec Bank Holdings Limited
DIRECTOR

STATUS: EXECUTIVE/NON-          Non-Executive
EXECUTIVE

NATURE OF TRANSACTION           Pledge and cession of Capitec shares
                                held by Jufrapi Investments (Pty)
                                Ltd for a loan facility for PJ
                                Mouton (Off-market)

CLASS AND TYPE OF SECURITIES    Ordinary shares

NUMBER OF SHARES PLEDGED        575,000

VALUE OF SHARES PLEDGED ON      R2,308,636,500.00 (based on a price
TRANSACTION CONCLUSION DATE     of R4,015.02 per Capitec share on
                                22 October 2025)

TRANSACTION EFFECTIVE DATE      23 October 2025


NAME OF ASSOCIATE               Jufrapi Investments (Pty) Ltd, a
                                wholly owned subsidiary of the Piet
                                Mouton Trust

RELATIONSHIP WITH ASSOCIATE     Director is a trustee and
                                beneficiary of the Trust

NATURE AND EXTENT OF THE        Indirect, non-beneficial
DIRECTOR'S INTEREST IN THE
TRANSACTION

NATURE OF FINANCIAL             Guarantee and indemnity provided by
OBLIGATION                      PJ Mouton and the Piet Mouton Trust
                                for the loan repayment obligations

TERM OF FINANCIAL OBLIGATION    3 years

AMOUNT OF FINANCIAL             Facility of R300,000,000.00
OBLIGATION

Clearance to deal in the above securities was obtained in accordance
with paragraph 3.66 of the JSE Listings Requirements.

24 October 2025
Stellenbosch

Sponsor: PSG Capital

Date: 24-10-2025 04:00:00
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