FRII - Interest and Capital Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRS227 ISIN: ZAG000169897 Bond Code: FRS247 ISIN: ZAG000173535 Bond Code: FRS289 ISIN: ZAG000182155 Bond Code: FRX30 ISIN: ZAG000124264 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following capital payment due 20 January 2022: Bond code: FRS247 ISIN: ZAG000173535 Capital amount due: ZAR 59 505 544.00 Applicable formula: ILRA = ANA * ((FIL / IIL) + ARA *DC) * (FXFVD / FXFSD), all definitions used in this calculation are as per the pricing supplement, with FIL at 9705.279 and FXFVD at 15.3237 URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Date Convention: Following Business Day Payment date: 20 January 2022 Noteholders are advised of the following interest payments due 31 January 2022: Bond code: FRS227 ISIN: ZAG000169897 Coupon: 9.683% Interest amount due: ZAR 6 109 575.07 Date Convention: Modified Following Business Day Interest period: 29 October 2021 to 30 January 2022 Bond code: FRS289 ISIN: ZAG000182155 Coupon: 9.409% Interest amount due: ZAR 386 671.23 Date Convention: Modified Following Business Day Interest period: 2 December 2021 to 30 January 2022 Bond code: FRX30 ISIN: ZAG000124264 Coupon: 9.750% Interest amount due: ZAR 121 387 500.00 Date convention: Following Business Day Payment date: 31 January 2022 14 January 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 14-01-2022 03:50:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.