THE STANDARD BANK OF SOUTH AFRICA LIMITED - New Financial Instrument Listing Announcement - SBC223?

New Financial Instrument Listing Announcement - “SBC223”

The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - "SBC223"

Stock Code: SBC223
ISIN Code: ZAG000221573

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SBC223 Senior Unsecured Floating Rate
Credit Linked Notes due 21 December 2025 - sponsored by The
Standard Bank of South Africa Limited, under its Structured Note
Programme.

Authorised Programme size             ZAR150,000,000,000

Total notes issued                             ZAR118,720,964,243.60.
(including current issue)

Full Note      details   are   as
follows:

Issue Date:                                        10 December 2025

Nominal Issued:                                ZAR180,000,000

Coupon Rate:                                     three-month      ZAR-JIBAR-SAFEX
                                                            plus 2.20%

Coupon Indicator:                              Floating Rate

Interest Determination Dates:         Issue Date


Trade Type:                                        Price

Issue Price:                                        100%

Maturity Date:                                   21 December 2025


Interest Commencement Date:         Issue Date


First Interest Payment Date:            21 December 2025

Interest Payment Dates:                   21 December 2025, if such day
                                                            is not a Business Day, the
                                                            Business Day on which the
                                                            interest will be paid, as
                                                            determined in accordance with
                                                            the applicable Business Day
                                                            Convention (as specified in
                                                            this    Applicable Pricing
                                                            Supplement) 3

Business Day Count/Convention:     Actual/365(Fixed) and
                                                            Following Business Day

Books Close:                                       The   "books closed  period"
                                                            (during which the Register
                                                            will be closed) will be from
                                                            16 December 2025 until the
                                                            applicable Interest Payment
                                                            Date.

Last day to register:                         17h00 on 15 December 2025, or
                                                           if such day is not a Business
                                                           Day, the Business Day before
                                                           each Books Closed Period.

Placement Agent:                              The Standard Bank    of   South
                                                           Africa Limited


Debt   Security   subject  to Not Applicable
guarantee; security or credit
enhancement:


Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Depository ("CSD") and
settlement will take place electronically in terms of JSE Rules.

Dated 09 December 2025

Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za

Date: 09-12-2025 10:43:00
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