THE STANDARD BANK OF SOUTH AFRICA LIMITED - New Financial Instrument Listing Announcement - SBC220?

New Financial Instrument Listing Announcement - “SBC220”

The Standard Bank of South Africa Limited

New Financial Instrument Listing Announcement - "SBC220"

Stock Code: SBC220
ISIN Code: ZAG000221441

The JSE Limited has granted a listing to The Standard Bank of
South Africa Limited – SBC220 Senior Unsecured Floating Rate
Credit Linked Notes due 21 December 2027 - sponsored by The
Standard Bank of South Africa Limited, under its Structured Note
Programme.

Authorised Programme size           ZAR150,000,000,000

Total notes issued                  ZAR118,452,797,577.60.
(including current issue)

Full Note      details   are   as
follows:

Issue Date:                         10 December 2025

Nominal Issued:                     ZAR20,000,000 as reduced in
                                    accordance with the Instalment
                                    Note    provisions   of    the
                                    Applicable Pricing Supplement.
Coupon Rate:                        three month ZAR-JIBAR-SAFEX
                                    plus 2.05%

Coupon Indicator:                   Floating Rate

Interest Determination Dates:       Rate Each 21 March, 21 June,
                                    21 September and 21 December
                                    of each year, commencing on the
                                    Issue    Date     until    (but
                                    excluding) the Maturity Date

Trade Type:                         Price

Issue Price:                        100%

Maturity Date:                      21 December 2027


Interest Commencement Date:         Issue Date


First Interest Payment Date:        21 December 2025

Interest Payment Dates:             Each 21 March, 21 June, 21
                                    September and 21 December of
                                    each year until the Maturity
                                    Date, with the first Interest
                                    Payment Date being 21 December
                                    2025 or, if such a day is not
                                    a Business Day, the Business
                                    Day on which the interest will
                                    be paid, as determined in
                                    accordance with the applicable
                                    Business Day Convention (as
                                    specified in this Applicable
                                    Pricing Supplement).

Business Day Count/Convention:      Actual/365(Fixed)             and
                                    Following Business Day

Books Close:                        The   "books   closed   period"
                                    (during which the Register
                                    will be closed) will be from
                                    each 16 March, 16 June, 16
                                    September and 16 December of
                                    each     year,    until     the
                                    applicable Interest Payment
                                    Date.

Last day to register:               17h00 on 15 March, 15 June, 15
                                    September and 15 December of
                                    each year, or if such day is
                                    not   a  Business    Day,  the
                                    Business Day before each Books
                                    Closed   Period    until   the
                                    Maturity Date.

Placement Agent:                    The Standard Bank     of   South
                                    Africa Limited


Debt   Security   subject  to Not Applicable
guarantee; security or credit
enhancement:


Additional Terms and Conditions: Investors should study the
Pricing Supplement for full details of the specific terms and
conditions applicable to this specific issuance.

Notes will be deposited in the Central Depository ("CSD") and
settlement will take place electronically in terms of JSE Rules.

Dated 09 December 2025
Sponsor – The Standard Bank of South Africa Limited
For further information on the Notes issued please contact:
Johann Erasmus           SBSA (Sponsor)
Email: johann.erasmus@standardbank.co.za

Date: 09-12-2025 10:26:00
Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). 
The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of
 the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, 
indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on,
 information disseminated through SENS.