FRII - Availability of the Annual Report FIRSTRAND BANK LIMITED (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) JSE company code interest rate issuer: FRII LEI: ZAYQDKTCATIXF9OQY690 (FRB or the bank) AVAILABILITY OF THE ANNUAL REPORT FRB is a wholly owned subsidiary of FirstRand Limited (FirstRand or the group). The group released its audited annual financial statements earlier today. Noteholders are advised that FRB's annual report for the year ended 30 June 2025,containing the audited annual financial statements and an accompanying unqualified audit report (collectively, the annual report) will be made available on the group's website at https://www.firstrand.co.za/investors/integrated-reporting-hub/financial-reporting/. The annual report can also be accessed through a secure electronic manner at the election of the person requesting inspection. Furthermore, noteholders are hereby advised that there was a restatement to FRB's statement of cash flows for the year ended 30 June 2024 in the annual financial statements. Details of the restatement are set out below. Statement of cash flows – updated methodology for allocation of non-cash items FRB improved its methodology for allocating non-cash items, specifically related to foreign currency translation reserve (FCTR) movements. The revised methodology resulted in a reallocation of R3 153 million out of advances to deposits and debt funding in the cash flow from operating activities section of the statement of cash flows for the year ended 30 June 2024. The total net cash generated from operating activities, investing and financing activities, as well as net cashflow movement and cash at the end of the year remain unchanged. In addition, the restatement has no impact on profit or loss, earnings ratios or the statement of financial position. Further information about this change has been disclosed on page C24 of the annual report. 11 September 2025 Debt sponsor FirstRand Bank Limited Date: 11-09-2025 08:45:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.