FRD - Accrued Interest on the Firstrand Bank Notes Listed on the Mainboard FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRD Alpha code: FRK01 ISIN: ZAE000193959 Alpha code: FRPT01 ISIN: ZAE000205480 (FRB) ACCRUED INTEREST ON THE FIRSTRAND BANK NOTES LISTED ON THE MAINBOARD ACCRUED INTEREST ON THE FIRSTRAND BANK GOLD BOND FirstRand Bank Limited wishes to advise noteholders that interest payable to investors at maturity of the FRB Gold Bond will be dependent on the ZAR value of the ounce interest as at redemption. As a result of fluctuations in the USD gold price and the rand/dollar exchange rate, the ZAR value of interest paid at maturity may not equal the sum of the ZAR interest announced annually via SENS. FirstRand further wishes to advise that interest is calculated in ounces of gold and as such for purposes of calculating the annual interest which has accrued on the note, interest earned per ounce is converted to a ZAR amount at the end of February in each year. Interest accrued on the FRK01 bond for the period 1 March 2018 - 28 February 2019 has amounted to 0.005 ounces per unit, which yields an approximate rand interest value of ZAR 92.55 per bond unit. *A rand gold price of ZAR 18509.80 per ounce has been applied (as at London close of business on the last business day of February). ACCRUED INTEREST ON THE FIRSTRAND BANK PLATINUM ETF LINKED STRUCTURED NOTE FirstRand Bank Limited wishes to advise noteholders that interest payable to investors at maturity of the FRB Platinum ETF note will be dependent on the unit value of the notes at redemption. Interest accrued on the FRTP1 note for the period 1 March 2019 – 28 February 2019 has amounted to 0.00273973 per unit, which yields an approximate rand interest value of ZAR 33.47 per unit. 5 March 2018 Debt Sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited) Date: 05/03/2019 08:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.