Dealing in Securities by a Director and Transfer to Associate CAPITEC BANK HOLDINGS LIMITED Registration Number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY A DIRECTOR AND TRANSFER TO ASSOCIATE In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by a director is disclosed: 1. NAME OF DIRECTOR NS Mashiya COMPANY OF WHICH A DIRECTOR Capitec Bank Holdings Limited STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NATURE OF TRANSACTIONS Exercise of options through a combination of cash and net equity settlement (Off-market transactions) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 19 April 2022 (1)-(4) NUMBER OF OPTIONS EXERCISED 1 947 (1) 1 353 (2) 1 187 (3) 878 (4) NUMBER OF ORDINARY SHARES 1 947 (1) ACQUIRED AS A RESULT OF A 1 327 (2) COMBINATION OF CASH AND NET 385 (3) EQUITY SETTLEMENT 218 (4) OPTION STRIKE PRICE (RAND) R473.05 (1) R705.93 (2) R881.76 (3) R1 175.01 (4) STRIKE DATE OF OPTIONS 12 April 2022 (1)–(4) PERIOD OF EXERCISE Participants have a six-month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE Direct, beneficial DIRECTOR’S INTEREST IN THE TRANSACTIONS 2. NAME OF DIRECTOR NS Mashiya COMPANY OF WHICH A DIRECTOR Capitec Bank Holdings Limited STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NATURE OF TRANSACTION Transfer of shares by NS Mashiya (1) to Jeislo Investments (Pty) Ltd, an associate of the director (2) (Off-market transaction) TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary NUMBER OF SECURITIES TRANSACTED 3 877 DATE OF TRANSACTION 19 April 2022 PRICE PER SECURITY (RAND) R2,150.00 TOTAL RAND VALUE OF SECURITIES R8,335,550.00 TRANSACTED RELATIONSHIP WITH DIRECTOR Director of associate (2) NATURE AND EXTENT OF THE Direct, beneficial (1) DIRECTOR’S INTEREST IN THE Indirect, beneficial (2) TRANSACTION Clearance to deal in the securities by the director was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 20 April 2022 Stellenbosch Sponsor PSG Capital Date: 20-04-2022 05:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.