Dealings In Securities by a Director CAPITEC BANK HOLDINGS LIMITED Registration number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code : CPI ISIN Number: ZAE000035861 DEALINGS IN SECURITIES BY A DIRECTOR In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealings in securities by a director is disclosed: 1. NAME OF DIRECTOR GM Fourie COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited NATURE OF TRANSACTION Exercise of options through a cash settlement (off-market transactions) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 16 July 2021 (1)-(3) NUMBER OF OPTIONS EXERCISED 9 169 (1) 6 377 (2) 5 740 (3) OPTION STRIKE PRICE (RAND) R473.05 (1) R705.93 (2) R881.76 (3) STRIKE DATE OF OPTIONS 13 April 2021 (1)–(3) PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE PRESCRIBED Direct, beneficial OFFICER’S INTEREST IN THE TRANSACTIONS 2. NAME OF DIRECTOR GM Fourie COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NATURE OF TRANSACTION Transfer of shares by GM Fourie (1) to Ovibiz (Pty) Ltd, an associate of the director (2) (off-market transaction) CLASS AND TYPE OF SECURITIES Ordinary shares NUMBER OF SECURITIES TRANSACTED 21 286 DATE OF TRANSACTION 16 July 2021 PRICE PER SECURITY (RAND) R1 560.00 TOTAL RAND VALUE OF SECURITIES R33 206 160 TRANSACTED RELATIONSHIP WITH DIRECTOR Associate of Director (2) NATURE AND EXTENT OF THE DIRECTOR’S Direct, beneficial (1) INTEREST IN THE TRANSACTION Indirect, beneficial (2) Clearance to deal in the securities by the director was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 16 July 2021 Stellenbosch Sponsor PSG Capital Date: 16-07-2021 05:20:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.