Update To Previously Announced Dealings In Securities By An Associate Of A Director and Notification In Terms Of Sec CAPITEC BANK HOLDINGS LIMITED Registration number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 “Capitec” UPDATE TO PREVIOUSLY ANNOUNCED DEALINGS IN SECURITIES BY AN ASSOCIATE OF A DIRECTOR Shareholders are referred to the announcements previously made on respectively 20 December 2018, 11 June 2019, 24 February 2020 and 1 June 2020 (the “Prior Announcements”) in relation to collar transactions entered into by Limietberg Sekuriteit (Pty) Ltd (“Limietberg”), an associate of Mr M S du P le Roux. As a result of an internal group restructuring by associates of Mr le Roux (not resulting in any change to the indirect, non- beneficial shareholding of Mr le Roux), of certain of the shares held in Capitec, Limietberg has been replaced with Kalander Sekuriteit (Pty) Ltd (“Kalander”)(an associate of Mr le Roux) as the counterparty to the collar transactions. Accordingly, all relevant references to Limietberg in the Prior Announcements should now be read as Kalander. Save for the aforementioned, all other disclosures in the Prior Announcements remain unchanged. All relevant financial obligations of Mr le Roux’s associates remain secured by the same number of shares that were provided as collateral prior to the internal group restructure. NOTIFICATION IN TERMS OF SECTION 122(3)(b) OF THE COMPANIES ACT, NO. 71 OF 2008, AS AMENDED AND PARAGRAPH 3.83(b) OF THE JSE LIMITED LISTINGS REQUIREMENTS Shareholders are further advised that, as a result of the internal group restructuring referred to above, Limietberg has transferred a portion of its interest in Capitec to Kalander such that: a) Limietberg now holds 4.89%; and b) Kalander now holds 5.95%, in the ordinary share capital of Capitec. Capitec has notified the Takeover Regulation Panel of the above in accordance with its obligations under section 122 of the Companies Act, No. 71 of 2008, as amended. 1 July 2021 Stellenbosch Sponsor PSG Capital Date: 01-07-2021 03:10:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.