Dealings In Securities By A Director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa (Registration number: 1999/025903/06) Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration number: 1980/003695/06) Registered bank Company code: BICAP Stock Code: CBL24 ISIN Code: ZAG000130881 Stock Code: CBL26 ISIN Code: ZAG000136128 Stock Code: CBL28 ISIN Code: ZAG000151333 Stock Code: CBL29 ISIN Code: ZAG000158874 DEALINGS IN SECURITIES BY A DIRECTOR In compliance with paragraphs 3.63 to 3.74 and 6.42 to 6.53 of the JSE Limited Equity and Debt Listings Requirements, respectively, the following information relating to the dealings in securities by a director is disclosed: 1. NAME OF DIRECTOR GM Fourie COMPANIES OF WHICH HE IS A Capitec Bank Holdings Limited DIRECTOR Capitec Bank Limited STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NATURE OF TRANSACTION Exercise of options (off-market transaction) TYPE OF SECURITIES Options CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 7 October 2020 NUMBER OF OPTIONS EXERCISED 9 169 OPTION STRIKE PRICE (RAND) R473.05 STRIKE DATE OF OPTIONS 14 April 2020 PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE Direct, beneficial DIRECTOR’S INTEREST IN THE TRANSACTION 2. NAME OF DIRECTOR GM Fourie COMPANIES OF WHICH HE IS A Capitec Bank Holdings Limited DIRECTOR Capitec Bank Limited STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NATURE OF TRANSACTION Disposal (on-market transaction) TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 7 October 2020 NUMBER OF SECURITIES TRANSACTED 9 169 PRICE PER SECURITY (RAND) R1 100.00 TOTAL RAND VALUE OF SECURITIES R10 085 900.00 TRANSACTED NATURE AND EXTENT OF THE Direct, beneficial DIRECTOR’S INTEREST IN THE TRANSACTION Clearance to deal in the securities by the director was obtained in accordance with paragraphs 3.66 and 6.45 of the JSE Limited Equity and Debt Listings Requirements, respectively. 8 October 2020 Stellenbosch Equity and Debt Sponsor PSG Capital Date: 08-10-2020 05:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.