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Summary Unaudited Financial Results For The 6 Months Ended 31 August 2020
CAPITEC BANK HOLDINGS LIMITED
Registration number: 1999/025903/06
Registered bank controlling company
Incorporated in the Republic of South Africa
JSE ordinary share code: CPI
ISIN code: ZAE000035861
JSE preference share code: CPIP
ISIN code: ZAE000083838
(“Capitec” or “the company” or “the group”)
SUMMARY UNAUDITED FINANCIAL RESULTS FOR THE 6 MONTHS ENDED
31 AUGUST 2020
1. SALIENT FEATURES
Operating profit before tax decreased by 86% to R538 million, from R3.83 billion in the
prior year.
Headline earnings per share decreased by 78% to 562 cents per share, from
2 545 cents per share in the prior year.
Earnings per share decreased by 79% to 537 cents per share, from 2 549 cents per
share in the prior year.
No interim ordinary dividend was declared in the current year compared to 755 cents
per share in the prior year.
2. DIVIDEND
The South African Reserve Bank published Guidance Note 4/2020 on 6 April 2020 in
which banks were directed to act prudently in preserving capital and focusing on financial
and economic stability. This was due to the absence of appropriate factual information to
determine the full impact of the COVID-19 pandemic on the South African economy.
There was a clear expectation communicated in the Guidance Note that banks should not
declare ordinary dividends during 2020. The board considered the guidance of the
Reserve Bank and decided against the declaration of an interim ordinary dividend.
3. SHORT-FORM ANNOUNCEMENT
This short-form announcement is the responsibility of the directors of the company. It
contains only a summary of the information in the full announcement (“Full
Announcement”) and does not contain full or complete details. The Full Announcement
can be found at:
https://senspdf.jse.co.za/documents/2020/JSE/ISSE/CPI/CPIHY21.pdf
The Full Announcement is also available for viewing on the company’s website at
https://www.capitecbank.co.za/globalassets/pages/investor-relations/financial-
results/2021/interim-results/CPIHY21.pdf . In addition, electronic copies of the Full
Announcement may be requested and obtained, at no charge, from the company at
InvestorRelations@capitecbank.co.za and from PSG Capital.
Any investment decisions by investors and/or shareholders should be based on
consideration of the Full Announcement, as a whole.
4. RESULTS PRESENTATION
Shareholders are reminded that Capitec will be hosting a virtual presentation at 08:00 am
SAST on Wednesday, 30 September 2020 to present the results to investors.
Presentation details:
- View and listen mode
Links: https://www.capitecbank.co.za/investor-relations/financial-results/2021/ or
https://youtu.be/znHKPQHxR-Y
- Presentation slides will be available prior to the presentation at:
https://www.capitecbank.co.za/globalassets/pages/investor-relations/financial-
results/2021/interim-results/results-presentation-2021.pdf
Questions and Answers facility:
- Q&A facility will be available during or after the presentation
- E-mail Q&A during or after the presentation to: InvestorRelations@capitecbank.co.za
30 September 2020
Sponsor
PSG Capital
Date: 30-09-2020 07:05:00
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