Dealings In Securities By A Director And His Associate CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa Registration number: 1999/025903/06 Registered bank controlling company Share Code : CPI ISIN Number: ZAE000035861 DEALINGS IN SECURITIES BY A DIRECTOR AND HIS ASSOCIATE In compliance with paragraphs 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealings in securities by a director and his associate is disclosed: 1. NAME OF DIRECTOR GM Fourie COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NATURE OF TRANSACTIONS Exercise of options (off-market transactions) TYPE OF SECURITIES Options CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 17 April 2020 NUMBER OF OPTIONS EXERCISED 6 875 (1) 6 377 (2) OPTION STRIKE PRICE(RAND) R209.83 (1) R705.93 (2) STRIKE DATE OF OPTIONS 01 November 2019 (1) 29 March 2020 (2) PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE DIRECTOR’S Direct, beneficial INTEREST IN THE TRANSACTIONS 2. NAME OF DIRECTOR GM Fourie COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NATURE OF TRANSACTIONS Disposal(on-market transactions) CLASS AND TYPE OF SECURITIES Ordinary shares NUMBER OF SECURITIES TRANSACTED 377 (1) 21 000 (2) DATE OF TRANSACTIONS 20 April 2020 (1) 21 April 2020 (2) PRICE PER SECURITY (RAND) R918.00 (min) (1) R921.88 (max) R919.25 (ave) R897.00 (min) (2) R901.00 (max) R899.11 (ave) TOTAL RAND VALUE OF SECURITIES R346 555.48 (1) TRANSACTED R18 881 250.00 (2) NATURE AND EXTENT OF THE DIRECTOR’S Direct, beneficial INTEREST IN THE TRANSACTIONS 3. NAME OF DIRECTOR GM Fourie COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NATURE OF TRANSACTION Transfer of shares by GM Fourie (1) to Ovotrim (Pty) Ltd, an associate of the director (2) (off-market transaction) CLASS AND TYPE OF SECURITIES Ordinary shares NUMBER OF SECURITIES TRANSACTED 6 875 DATE OF TRANSACTION 20 April 2020 PRICE PER SECURITY (RAND) R925.50 TOTAL RAND VALUE OF SECURITIES R6 362 812.50 TRANSACTED RELATIONSHIP WITH DIRECTOR Director of associate (2) NATURE AND EXTENT OF THE DIRECTOR’S Direct, beneficial (1) INTEREST IN THE TRANSACTION Indirect, beneficial (2) 4. NAME OF DIRECTOR GM Fourie COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited STATUS: EXECUTIVE/NON-EXECUTIVE Executive Director NAME OF ASSOCIATE Ovotrim (Pty) Ltd RELATIONSHIP OF DIRECTOR TO Director of associate ASSOCIATE NATURE OF TRANSACTIONS Disposal(on-market transactions) CLASS AND TYPE OF SECURITIES Ordinary shares NUMBER OF SECURITIES TRANSACTED 17 500 DATE OF TRANSACTIONS 21 April 2020 PRICE PER SECURITY(RAND) R897.00 (min) R900.00 (max) R899.07 (ave) TOTAL RAND VALUE OF SECURITIES R15 733 773.70 TRANSACTED NATURE AND EXTENT OF THE DIRECTOR’S Indirect, beneficial INTEREST IN THE TRANSACTIONS Clearance to deal in the securities by the director was obtained in accordance with paragraph 3.66 of the JSE Limited Listings Requirements. 22 April 2020 Stellenbosch Sponsor PSG Capital Date: 22-04-2020 05:01:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.