Dealing In Securities By An Associate Of A Director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa (Registration number: 1999/025903/06) Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY AN ASSOCIATE OF A DIRECTOR In compliance with rules 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information, relating to the dealing in securities by an associate of a director is disclosed: NAME OF DIRECTOR CA Otto NAME OF ASSOCIATE Peter D. Wimsey & Associates (Pty) Ltd (“Wimsey”) DIRECTOR’S RELATIONSHIP WITH Mr Otto is a director of Wimsey ASSOCIATE COMPANY OF WHICH HE IS A DIRECTOR Capitec Bank Holdings Limited STATUS: EXECUTIVE/NON-EXECUTIVE Non-Executive Director TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 11 August 2017 NUMBER OF SECURITIES TRANSACTED 200 000 NATURE OF TRANSACTION Zero cost collar PUT STRIKE PRICE R861.12 CALL STRIKE PRICE R1 253.79 OPTION STYLE European Cash Settled EXPIRY DATE 11 August 2020 TRADE Off Market NATURE AND EXTENT OF THE Indirect, non-beneficial DIRECTOR’S INTEREST IN THE TRANSACTIONS This transaction enabled Wimsey to protect the downside risk of the share price at 100% of the current value on 200 000 Capitec shares. In order to make the protection "zero cost", Wimsey was willing to forfeit the growth above 145.6% of the current value of the shares. It is Wimsey's intention to cash settle the transaction at maturity as opposed to selling any shares. 14 Augustus 2017 Sponsor PSG Capital Date: 14/08/2017 02:40:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.