Dealing in securities by the company secretary and directors CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa Registration number: 1999/025903/06 Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY THE COMPANY SECRETARY AND DIRECTORS In compliance with rules 3.63 to 3.74 of the JSE Limited Listings Requirements, the following information relating to the dealing in securities by the company secretary and directors, including a restructure of shareholding between a director and his associate, is disclosed: 1. NAME OF COMPANY SECRETARY CG van Schalkwyk COMPANY Capitec Bank Holdings Limited STATUS: Company Secretary TYPE OF SECURITIES Options (1) Shares (2) CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 16 April 2013 (1&2) OPTION STRIKE PRICE (CENTS) 9 730 (1a) 3 123 (1b) TRANSFER PRICE (CENTS) 21 250 (2) NUMBER OF OPTIONS EXERCISED BY COMPANY SECRETARY 1 875 (1a) 8 750 (1b) SHARES TRANSFERRED TO ASSOCIATE 10 625 (2) TOTAL RAND VALUE OF SECURITIES R455 700.00 (1) R2 257 812.50 (2) STRIKE DATE OF OPTIONS 14 April 2013 (1a) 15 April 2013 (1b) PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE OF TRANSACTION Acquisition of shares through exercise of options (1) (off-market transaction) Transfer of shares to Vernietwater Trust, an associate of the company secretary of which he is a trustee (2) (off-market transaction) NATURE AND EXTENT OF THE COMPANY Direct beneficial (1) SECRETARY’S INTEREST IN THE Indirect non-beneficial (2) TRANSACTION 2. NAME OF DIRECTOR AP du Plessis COMPANY Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Executive TYPE OF SECURITIES Options CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 16 April 2013 OPTION STRIKE PRICE (CENTS) 9 730 (1) 3 123 (2) NUMBER OF OPTIONS EXERCISED BY 3 125 (1) DIRECTOR 18 750 (2) TOTAL RAND VALUE OF SECURITIES R889 625.00 STRIKE DATE OF OPTIONS 14 April 2013 (1) 15 April 2013 (2) PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE OF TRANSACTION Acquisition of shares through exercise of options (off-market transaction) NATURE AND EXTENT OF THE Direct beneficial DIRECTOR’S INTEREST IN THE TRANSACTION 3 NAME OF DIRECTOR R Stassen COMPANY: Capitec Bank Holdings Limited STATUS: Executive Director TYPE OF SECURITIES Shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 12 April 2013 (1&2) SHARE PRICE (CENTS) 22 150 (1) Ave 22 038.91 (2) Min 22 025.00 Max 22 136.00 NUMBER OF SECURITIES TRANSACTED 30 000 (1&2) TOTAL RAND VALUE OF SECURITIES R6 645 000.00 (1) R6 611 673.57 (2) NATURE OF TRANSACTION Disposal of shares by associate (DSE Ventures (Pty) Limited, of which Mr Stassen is the director) to Mr Stassen (off-market transaction) (1) Disposal (on-market transaction) (2) NATURE AND EXTENT OF THE DIRECTOR’S INTEREST IN THE Indirect non-beneficial (1) TRANSACTION Direct beneficial (2) 4. NAME OF DIRECTOR R Stassen COMPANY Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Executive TYPE OF SECURITIES Options CLASS OF SECURITIES Ordinary DATE OF TRANSACTION 16 April 2013 OPTION STRIKE PRICE (CENTS) 9 730 (1) 3 123 (2) NUMBER OF OPTIONS EXERCISED BY 6 250 (1) DIRECTOR 62 500 (2) TOTAL RAND VALUE OF SECURITIES R2 560 000.00 STRIKE DATE OF OPTIONS 14 April 2013 (1) 15 April 2013 (2) PERIOD OF EXERCISE Participants have a six month period from the strike date during which options can be exercised. NATURE OF TRANSACTION Acquisition of shares through exercise of options (off-market transaction) NATURE AND EXTENT OF THE Direct beneficial DIRECTOR’S INTEREST IN THE TRANSACTION Clearance to deal in the securities by the directors and company secretary was obtained in accordance with Rule 3.66 of the JSE Limited Listings Requirements. 16 April 2013 Sponsor PSG Capital (Pty) Limited Date: 16/04/2013 04:15:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.