Trading Statement in respect of the financial year ended 30 September 2012 TRANSACTION CAPITAL LIMITED (formerly Transaction Capital Proprietary Limited) (Incorporated with limited liability in the Republic of South Africa) Registration number 2002/031730/06 JSE share code: TCP ISIN: ZAE000167391 (“Transaction Capital”) TRADING STATEMENT IN RESPECT OF THE FINANCIAL YEAR ENDED 30 SEPTEMBER 2012 In terms of paragraph 3.4(b) of the Listing Requirements of the JSE Limited, an issuer is required to publish a trading statement as soon as it is satisfied that a reasonable degree of certainty exists that headline earnings per share and earnings per share (“EPS”) for the next reporting period are expected to differ by at least 20% from those of the previous corresponding period. Shareholders are accordingly advised that Transaction Capital expects the following growth of earnings for the financial year ended 30 September 2012: Earnings Measure 2011 Audited 2012 Growth Range Basic Earnings R250m 56% to 61% Basic EPS 54.1 cents 39% to 44% Headline Earnings R297m 32% to 37% Headline EPS 64.2 cents 19% to 24% Normalised Headline Earnings from continuing operations* R323m 28% to 33% Normalised Headline EPS from continuing operations* 69.7 cents 15% to 20% *Excludes prior year losses from discontinued operations and the costs of the Initial Public Offering. The directors believe that Normalised Headline Earnings and EPS from continuing operations best reflect the performance of Transaction Capital. The financial information in respect of the financial year ended 30 September 2012, on which this trading statement is based, has not been reviewed and reported on by the Group’s external auditors. Transaction Capital intends to publish its annual results for the financial year to 30 September 2012 on or about Thursday, 29 November 2012. Sandton 23 November 2012 Sponsor: Deutsche Securities (SA) (Pty) Ltd Date: 23/11/2012 07:05:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.