CPI/CPIP - Capitec Bank Holdings Limited - Quarterly disclosure in terms of

CPI/CPIP - Capitec Bank Holdings Limited - Quarterly disclosure in terms of     
regulation 43 of the bank`s act 1990 (as amended)                               
Capitec Bank Holdings Limited                                                   
Registration number: 1999/025903/06                                             
Registered bank controlling company                                             
Incorporated in the Republic of South Africa                                    
JSE ordinary share code: CPI   ISIN code: ZAE000035861                          
JSE preference share code: CPIP   ISIN code: ZAE000083838                       
QUARTERLY DISCLOSURE IN TERMS OF REGULATION 43 OF THE BANK`S ACT 1990 (AS       
AMENDED)                                                                        
Capitec Bank Holdings Limited and its subsidiaries ("group"), have complied with
the Bank`s Act 1990 (as amended), effective 1 January 2008, which incorporates  
the requirements of Basel II.                                                   
In terms of Pillar 3 under Basel II, the consolidated group is required to      
disclose quantitative information on its capital adequacy ratios on a quarterly 
basis.                                                                          
The group`s consolidated capital position at the end of the 1st quarter for the 
28 February 2011 financial year end is set out below:                           
                           1st Quarter 2011         4th Quarter 2010            
31 May 2010              28 February 2010            

                                 R`000     Capital         R`000    Capital     
                                          Adequacy                 Adequacy     
                                           ratio %                  ratio %     


Qualifying ordinary share     1 598 636                 1 509 083               
capital and reserves                                                            
Qualifying preference           154 606                   154 606               
share capital                                                                   
PRIMARY (TIER 1) CAPITAL      1 753 242        28.3     1 663 689       31.1    
                                                                                
Subordinated debt               250 000                   250 000               
Qualifying unidentified          62 813                    54 399               
loan impairments                                                                
SECONDARY (TIER 2) CAPITAL      312 813         5.1       304 399        5.7    
                                                                                
TOTAL QUALIFYING              2 066 055        33.4     1 968 088       36.8    
REGULATORY CAPITAL                                                              
                                                                                
TOTAL REGULATORY CAPITAL      1 547 183                 1 337 194               
REQUIREMENT                                                                     
By order of the Board                                                           
Stellenbosch                                                                    
24 June 2010                                                                    
Sponsor - PSG Capital (Pty) Limite                                              
Date: 24/06/2010 09:05:03 Supplied by www.sharenet.co.za                     
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