Pillar 3 Risk and Capital Management Report for the Quarter Ended 31 March 2025 Nedbank Group Limited Nedbank Limited (Incorporated in the Republic of South Africa) (Incorporated in the Republic of South Africa) Registration number: 1966/010630/06 Registration No. 1951/000009/06 JSE share code: NED JSE alpha code: BINBK NSX share code: NBK A2X share code: NED ISIN: ZAE000004875 JSE alpha code: NEDI ('Nedbank Group' or 'the group') PILLAR 3 RISK AND CAPITAL MANAGEMENT REPORT FOR THE QUARTER ENDED 31 MARCH 2025 Shareholders and noteholders are advised that Nedbank Group and Nedbank Limited have released their Pillar 3 Risk and Capital Management Report for the quarter ended 31 March 2025. This report is available on the group's website: https://group.nedbank.co.za/explore-investor-relations/results-and-reports.html At 31 March 2025, Nedbank Group reported a CET1 capital adequacy ratio, including unappropriated profits of 12.9% (Mar 2024: 13.1%) above the top end of the board-approved target range of 11.0% to 12.0%, a Liquidity Coverage Ratio of 126.7% (Mar 2024: 135.1%) and a Net Stable Funding Ratio of 113.6% (Mar 2024: 113.2%). These disclosures have not been audited nor reviewed by the group's joint external auditors. Sandton 30 May 2025 Sponsor to Nedbank Group in South Africa: Nedbank Corporate and investment Banking, a division of Nedbank Limited Sponsor to Nedbank Group in Namibia: Old Mutual Investment Services (Namibia) (Pty) Ltd Debt Sponsor to Nedbank Limited: Nedbank Corporate and Investment Banking, a division of Nedbank Limited Date: 30-05-2025 01:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.