FRII - Interest and Capital Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRB31 ISIN: ZAG000181520 Bond Code: FRC282 ISIN: ZAG000154063 Bond Code: FRC286 ISIN: ZAG000156548 Bond Code: FRI33 ISIN: ZAG000141706 Bond Code: FRS201 ISIN: ZAG000162021 Bond Code: FRS261 ISIN: ZAG000175191 Bond Code: FRS284 ISIN: ZAG000180951 Bond Code: FRS285 ISIN: ZAG000180969 Bond Code: FRX23 ISIN: ZAG000104969 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest payment due 24 February 2023: Bond code: FRB31 ISIN: ZAG000181520 Coupon: 8.6170% Interest amount due: ZAR 54 298 904.11 Interest period: 24 November 2022 to 23 February 2023 Date Convention: Following Business Day Payment Date: 24 February 2023 Noteholders are advised of the following interest and capital payments due 27 February 2023: Bond code: FRS201 ISIN: ZAG000162025 Coupon: 9.1050% Interest amount due: ZAR 5 675 034.25 Interest period: 28 November 2022 to 26 February 2023 Bond code: FRC282 ISIN: ZAG000154063 Annualised interest rate: 3.5400% Interest rate for the period: 1.7700% Reference CPI: 132.618985714286 Base CPI: 107.346667 Interest amount due: ZAR 196 264.90 Capital amount due: ZAR 11 118 844.21 Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRC286 ISIN: ZAG000156548 Annualised interest rate: 3.4000% Interest rate for the period: 1.7000% Reference CPI: 132.618985714286 Base CPI: 109.2870968 Interest amount due: ZAR 371 328.47 Capital amount due: ZAR 21 842 850.74 Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Date Convention: Modified Following Business Day Payment Date: 27 February 2023 Noteholders are advised of the following interest and capital payments due 28 February 2023: Bond code: FRI33 ISIN: ZAG000141706 Annualised interest rate: 1.8750% Interest rate for the period: 0.9375% Reference CPI: 132.632292857143 Base CPI: 91.0598339239982 Interest amount due: ZAR 14 459 345.94 Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Date Convention: Following Business Day Bond code: FRS261 ISIN: ZAG000175191 Coupon: 10.6240% Interest amount due: ZAR 916 865.77 Interest period: 30 November 2022 to 27 February 2023 Date Convention: Modified Following Business Day Bond code: FRS284 ISIN: ZAG000180951 Coupon: 9.5100% Interest amount due: ZAR 1 414 775.34 Interest period: 31 August 2022 to 27 February 2023 Date Convention: Modified Following Business Day Bond code: FRS285 ISIN: ZAG000180969 Coupon: 9.5100% Interest amount due: ZAR 1 414 775.34 Interest period: 31 August 2022 to 27 February 2023 Date Convention: Modified Following Business Day Bond code: FRX23 ISIN: ZAG000104969 Coupon: 7.7500% Interest amount due: ZAR 123 147 500.00 Capital amount due: ZAR 3 178 000 000.00 Date Convention: Modified Following Business Day Payment Date: 28 February 2023 21 February 2023 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 21-02-2023 07:50:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.