FRII - Interest and Capital Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRC272 ISIN: ZAG000151564 Bond Code: FRC437 ISIN: ZAG000189531 Bond Code: FRS64 ISIN: ZAG000092529 Bond Code: FRS293 ISIN: ZAG000183047 Bond Code: FRS308 ISIN: ZAG000188004 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest and capital payments due 26 January 2023: Bond code: FRS293 ISIN: ZAG000183047 Capital amount due: ZAR 49 352 749.00 Applicable formula: ILRA = ANA * [(FIL / IIL) + ARA * DC)] * (FXFVD/FXFSD) all definitions used in this calculation are as per the pricing supplement, with FXFVD at 17.2052 and FIL at 8243.266 URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS64 ISIN: ZAG000092529 Annualised interest rate: 2.0000% Interest rate for the period: 1.0000% Reference CPI: 132.1768451 Base CPI: 75.49856 Interest amount due: ZAR 1 750 720.08 Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Date Convention: Following Business Day Payment Date: 26 January 2023 Noteholders are advised of the following interest and capital payments due 30 January 2023: Bond code: FRC272 ISIN: ZAG000151564 Coupon: 9.584% Interest amount due: ZAR 9 569 558.37 Capital amount due: ZAR 197 000 000.00 Interest period: 29 July 2022 to 29 January 2023 Date Convention: Modified Following Business Day Payment Date: 30 January 2023 Noteholders are advised of the following interest payments due 31 January 2023: Bond code: FRC437 ISIN: ZAG000189531 Coupon: 10.0000% Interest amount due: ZAR 1 241 095.89 Interest period: 2 September 2022 to 30 January 2023 Bond code: FRS308 ISIN: ZAG000188004 Coupon: 7.1130% Interest amount due: ZAR 4 392 521.10 Interest period: 31 October 2022 to 30 January 2023 Date Convention: Modified Following Business Day Payment Date: 31 January 2023 24 January 2023 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 24-01-2023 11:25:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.