FRC450 - Listing of New Financial Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC450 ISIN: ZAG000192980 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE has granted FRB the listing of its FRC450 senior unsecured unsubordinated notes in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 23 December 2022. Debt security code: FRC450 ISIN: ZAG000192980 Type of debt security: Credit linked notes Nominal issued: ZAR 25 000 000.00 Issue date: 23 December 2022 Issue price: 100% of par Interest commencement date: 23 December 2022 Coupon rate: 3 Month JIBAR plus 340 basis points Interest determination date(s): The first business day of each interest period with the first interest determination date being the issue date First interest payment date: 20 March 2023 Interest payment date(s): 20 March, 20 June, 20 September and 20 December of each year until the maturity date Last day to register: By 17:00 on 15 March, 15 June, 15 September and 15 December of each year until the maturity date Books close: 16 March, 16 June, 16 September and 16 December of each year until the maturity date Business day convention: Modified following business day Maturity date: 20 December 2030, subject to paragraph 51 of the pricing supplement Final maturity amount: 100% of the aggregate nominal amount Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the cessation of interest, the early redemption at the option of the issuer, the early redemption amount and the credit linked notes provisions contained in the pricing supplement Programme amount: ZAR 60 000 000 000.00 Total notes in issue under programme: ZAR 30 112 621 474.30 as at the signature date of the pricing supplement Dealer: Rand Merchant Bank, a division of FirstRand Bank Limited 22 December 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 22-12-2022 08:50:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.