FRC440 - Listing of New Financial Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC440 ISIN: ZAG000190729 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE has granted FRB the listing of its FRC440 senior unsecured unsubordinated notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 4 October 2022. Debt security code: FRC440 ISIN: ZAG000190729 Type of debt security: Credit linked notes Nominal issued: ZAR 100 000 000.00 Issue date: 4 October 2022 Issue price: 100% of par Interest commencement date: 4 October 2022 Coupon rate: 3 Month JIBAR plus 375 basis points, subject to a maximum rate of 12.115%, for all interest periods commencing from the issue date and ending on but excluding 31 July 2025 and 9.155% for all interest periods commencing from 31 July 2025 and ending on but excluding the maturity date Interest determination date(s): The first business day of each interest period, with the first interest determination date being the issue date First interest payment date: 31 October 2022 Interest payment date(s): 31 January, 30 April, 31 July and 31 October of each year until the maturity date Last day to register: By 17:00 on 26 January, 25 April, 26 July and 26 October of each year until the maturity date Books close: 27 January, 26 April, 27 July and 27 October of each year until the maturity date Business day convention: Modified following business day Maturity date: 31 January 2030, subject to paragraph 51 of the pricing supplement Final maturity amount: 100% of the aggregate nominal amount Other: The pricing supplements contain additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the mixed rate note provisions, the cessation of interest, the reference obligation early redemption event, the early redemption at the option of the issuer, the early redemption amount and the credit linked notes provisions as contained in the pricing supplements Programme amount: ZAR 60 000 000 000.00 Total notes in issue under programme: ZAR 31 348 175 974.30 as at the signature date of the pricing supplement Dealer: Rand Merchant Bank, a division of FirstRand Bank Limited 3 October 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 03-10-2022 01:45:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.