FRC420 - Listing of New Financial Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC420 ISIN: ZAG000187758 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE Limited has granted FirstRand Bank Limited the listing of its FRC420 senior unsecured unsubordinated notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 30 June 2022. Debt security code: FRC420 ISIN: ZAG000187758 Type of debt security: Credit linked notes Nominal issued: ZAR 85 000 000.00 Issue date: 30 June 2022 Issue price: 100% of par Interest commencement date: 30 June 2022 Coupon rate: 3 Month JIBAR plus 300 basis points for all interest periods commencing from the issue date and ending on but excluding 30 April 2026, subject to a maximum rate of 10.523% and 9.46% for all interest periods commencing from 30 April 2026 and ending on but excluding the maturity date Interest determination date(s): For all interest periods commencing from the issue date and ending on but excluding 30 April 2026, the first business day of each interest period, with the first interest determination date being the issue date First interest payment date: 31 July 2022 Interest payment date(s): 31 January, 30 April, 31 July and 31 October of each year until the maturity date Last day to register: By 17:00 on 26 January, 25 April, 26 July and 26 October of each year until the maturity date Books close: 27 January, 26 April, 27 July and 27 October of each year until the maturity date Business day convention: Modified following business day Maturity date: 31 January 2030, subject to paragraph 51 of the pricing supplement Final maturity amount: 100% of the aggregate nominal amount Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the mixed rate note provisions, cessation of interest, reference obligation early redemption event, the early redemption at the option of the issuer, the early redemption amount and the credit linked notes provisions as contained in the pricing supplement Programme amount: ZAR 60 000 000 000.00 Total notes in issue under programme: ZAR 30 018 834 399.30 as at the signature date of the pricing supplement Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division 29 June 2022 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 29-06-2022 11:20:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.