Sharenet Sites 
Sharenet Sites
Publication Of The Company’s Annual Financial Statements For The Financial Year Ended 28 February 2022
CAPITEC BANK LIMITED
Registration number 1980/003695/06
Incorporated in the Republic of South Africa
Company code: BICAP
Stock Code: CBL29
ISIN Code: ZAG000158874
Stock Code: CBL30
ISIN Code: ZAG000180977
(“the Company”)
PUBLICATION OF THE COMPANY’S ANNUAL FINANCIAL STATEMENTS FOR THE
FINANCIAL YEAR ENDED 28 FEBRUARY 2022
Noteholders are hereby advised that the Company’s annual financial
statements for the financial year ended 28 February 2022, are available
on the Company’s website at https://www.capitecbank.co.za/investor-
relations/bond-programme or may be requested and obtained in person, at
no charge, at the registered office of the Company, being 5 Neutron
Road, Techno Park, Stellenbosch 7600, during office hours.
The audit opinion relating to the above-referenced annual financial
statements is unmodified.
Noteholders are specifically advised of note 43 in the annual financial
statements dealing with discontinued operations. As a result of the sale
of the shares in the insurance cell captives by the Company to Capitec
Ins Proprietary Limited, a wholly-owned subsidiary of Capitec Bank
Holdings Limited, credit life insurance income and funeral income were
no longer recognised by the Company subsequent to 31 March 2021.
Stellenbosch
12 April 2022
Debt Sponsor
PSG Capital
Date: 12-04-2022 07:22:00
Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE').
The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of
the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct,
indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on,
information disseminated through SENS.
