FRII - Interest and Capital Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRC289 ISIN: ZAG000157108 Bond Code: FRC309 ISIN: ZAG000161738 Bond Code: FRC310 ISIN: ZAG000161936 Bond Code: FRC313 ISIN: ZAG000161993 Bond Code: FRC318 ISIN: ZAG000163684 Bond Code: FRC323 ISIN: ZAG000163874 Bond Code: FRC324 ISIN: ZAG000164021 Bond Code: FRC327 ISIN: ZAG000164880 Bond Code: FRC341 ISIN: ZAG000168675 Bond Code: FRC343 ISIN: ZAG000169533 Bond Code: FRC346 ISIN: ZAG000171430 Bond Code: FRC366 ISIN: ZAG000176397 Bond Code: FRC374 ISIN: ZAG000177916 Bond Code: FRC376 ISIN: ZAG000178831 Bond Code: FRC377 ISIN: ZAG000178849 Bond Code: FRC378 ISIN: ZAG000179557 Bond Code: FRC381 ISIN: ZAG000181272 Bond Code: FRJ28 ISIN: ZAG000177205 Bond Code: FRJ31 ISIN: ZAG000177213 Bond Code: FRS194 ISIN: ZAG000160516 Bond Code: FRS225 ISIN: ZAG000169517 Bond Code: FRS245 ISIN: ZAG000173394 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest and capital payments due 20 December 2021: Bond code: FRC289 ISIN: ZAG000157108 Bond code: 5.545% Interest amount due: ZAR 760 348.63 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC309 ISIN: ZAG000161738 Bond code: 5.425% Interest amount due: ZAR 1 352 534.25 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC310 ISIN: ZAG000161936 Coupon: 6.255% Interest amount due: ZAR 467 839.72 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC313 ISIN: ZAG000161993 Coupon: 6.875% Interest amount due: ZAR 514 212.33 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC318 ISIN: ZAG000163684 Coupon: 6.175% Interest amount due: ZAR 5 003 441.78 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC323 ISIN: ZAG000163874 Coupon: 7.035% Interest amount due: ZAR 1 014 649.37 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC324 ISIN: ZAG000164021 Coupon: 6.325% Interest amount due: ZAR 3 942 294.52 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC341 ISIN: ZAG000168675 Bond code: 8.155% Interest amount due: ZAR 3 619 032.61 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC346 ISIN: ZAG000171430 Coupon: 7.395% Interest amount due: ZAR 909 551.23 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC366 ISIN: ZAG000176397 Coupon: 9.518% Interest amount due: ZAR 3 986 607.78 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC374 ISIN: ZAG000177916 Coupon: 9.635% Interest amount due: ZAR 720 645.21 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC376 ISIN: ZAG000178831 Coupon: 8.583% Interest amount due: ZAR 1 986 870.44 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC377 ISIN: ZAG000178849 Coupon: 8.533% Interest amount due: ZAR 1 975 295.99 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC378 ISIN: ZAG000179557 Coupon: 5.645% Interest amount due: ZAR 422 215.07 Interest period: 20 September 2021 to 19 December 2021 Bond code: FRC381 ISIN: ZAG000181272 Coupon: 6.433% Interest amount due: ZAR 1 189 664.38 Interest period: 05 November 2021 to 19 December 2021 Bond code: FRS245 ISIN: ZAG000173394 Coupon: 3.675% Interest amount due: ZAR 36 404.47 Capital amount due: ZAR 3 973 277.00 Interest period: 20 September 2021 to 19 December 2021 Date Convention: Modified Following Business Day Payment date: 20 December 2021 Noteholders are advised that there will be no coupon paid on 20 December 2021 on the following note, as the LIBOR rate was below the strike rate for the relevant interest period: Bond code: FRS194 ISIN: ZAG000160516 Noteholders are advised of the following interest payments due 21 December 2021: Bond code: FRC343 ISIN: ZAG000169533 Coupon: 5.675% Interest amount due: ZAR 2 546 753.42 Bond code: FRS225 ISIN: ZAG000169517 Coupon: 5.675% Interest amount due: ZAR 353 715.75 Interest period: 21 September 2021 to 20 December 2021 Date Convention: Modified Following Business Day Payment date: 21 December 2021 Noteholders are advised of the following interest payments due 22 December 2021: Bond code: FRJ28 ISIN: ZAG000177205 Coupon: 5.125% Interest amount due: ZAR 14 502 345.89 Bond code: FRJ31 ISIN: ZAG000177213 Coupon: 5.215% Interest amount due: ZAR 4 433 607.26 Interest period: 22 September 2021 to 21 December 2021 Date convention: Following Business Day Payment date: 22 December 2021 Noteholders are advised of the following interest payment due 30 December 2021: Bond code: FRC327 ISIN: ZAG000164880 Coupon: 4.955% Interest amount due: ZAR 308 839.04 Interest period: 30 September 2021 to 29 December 2021 Date Convention: Modified Following Business Day Payment date: 30 December 2021 14 December 2021 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 14-12-2021 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