FRS282 - Listing of New Financial Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRS282 ISIN: ZAG000180795 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE Limited has granted FirstRand Bank Limited the listing of its FRS282 senior unsecured unsubordinated notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 18 October 2021. Debt security code: FRS282 ISIN: ZAG000180795 Type of debt security: Floating rate notes Nominal issued: ZAR 200 000 000.00 Issue date: 18 October 2021 Issue price: 100% of par Coupon rate: 3 Month JIBAR plus 330 basis points Interest determination date(s): The first Business Day of each Interest Period, with the first Interest Determination Date being the Issue Date Interest commencement date: 18 October 2021 First interest payment date: 31 December 2021 Interest payment date(s): 31 March, 30 June, 30 September and 31 December of each year until the Maturity Date Last day to register: By 17:00 on 26 March, 25 June, 25 September and 26 December of each year until the Maturity Date Books close: 27 March, 26 June, 26 September and 27 December of each year until the Maturity Date Maturity date: 30 September 2024 Business day convention: Modified Following Business Day Final maturity amount: Physical settlement of the Reference Bond as stipulated and defined in paragraphs 36 and 93 of the pricing supplement Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the reference bond early redemption event, the early redemption at the option of the issuer, the early and final redemption amounts, the reference bond and hedging disruption provisions contained in the pricing supplement Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 25 654 181 460.14 as at the signature date of the FRS279 pricing supplement Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division 13 October 2021 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 13-10-2021 02:50:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.