FRS235 - Listing of New Financial Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRS235 ISIN: ZAG000170531 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE Limited has granted FirstRand Bank Limited the listing of its senior unsecured unsubordinated structured notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 26 August 2020. Debt security code: FRS235 ISIN: ZAG000170531 Type of debt security: Non-standard zero-coupon structured notes Nominal issued: ZAR 25 000 000.00 Issue date: 26 August 2020 Issue price: 100% Interest commencement date: 26 August 2020 Last day to register: By 17:00 on 26 March 2032 Books close: 27 March 2032 Business day convention: Modified Following Business Day Maturity date: 31 March 2032 Final maturity amount: ZAR77 991 467.80 Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the early redemption, early redemption amount and hedging disruption provisions contained in the pricing supplement Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 23 093 347 737.99 as at the signature date of the pricing supplement Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division 24 August 2020 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 24-08-2020 04:40:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.