FRC344 and FRC345 - Listing of New Financial Instruments FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC344 ISIN: ZAG000169889 Bond code: FRC345 ISIN: ZAG000169905 (FRB) LISTING OF NEW FINANCIAL INSTRUMENTS The JSE has granted FRB the listing of its senior unsecured unsubordinated credit linked notes, in terms of its note programme (the programme) dated 29 November 2011, as amended from time to time, effective 3 August 2020. Type of debt security: Credit linked notes Debt security code: FRC344 ISIN: ZAG000169889 Nominal issued: ZAR 75 000 000.00 Coupon rate: 3 Month JIBAR plus 200 basis points First interest payment date: 15 October 2020 Interest payment date(s): 15 January, 15 April, 15 July and 15 October of each year until the Maturity Date Last day to register: By 17:00 on 10 January, 10 April, 10 July and 10 October of each year until the Maturity Date Books close: 11 January, 11 April, 11 July and 11 October of each year until the Maturity Date Maturity date: 15 October 2022 Debt security code: FRC345 ISIN: ZAG000169905 Nominal issued: ZAR 20 000 000.00 Coupon rate: 3 Month JIBAR plus 160 basis points First interest payment date: 3 November 2020 Interest payment date(s): 3 February, 3 May, 3 August and 3 November of each year until the Maturity Date Last day to register: By 17:00 on 29 January, 28 April, 29 July and 29 October of each year until the Maturity Date Books close: 30 January, 29 April, 30 July and 30 October of each year until the Maturity Date Maturity date: 3 August 2021 Issue date: 3 August 2020 Issue price: 100% Interest determination date(s): The first Business Day of each Interest Period, with the first Interest Determination Date being the Issue Date Interest commencement date: 3 August 2020 Business day convention: Modified Following Business Day Final maturity amount: 100% of the Aggregate Nominal Amount Other: The pricing supplement contains additional terms and conditions to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the reference obligation early redemption event, early redemption and credit linked note provisions contained in the pricing supplement Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 28 892 100 735.57 as at the signature date of the FRC345 pricing supplement Dealer: Rand Merchant Bank, a division of FirstRand Bank Limited 30 July 2020 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 30-07-2020 12:10:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.