FRII - Interest Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRS101 ISIN: ZAG000111774 Bond Code: FRS119 ISIN: ZAG000118951 Bond Code: FRS122 ISIN: ZAG000121062 Bond Code: FRS124 ISIN: ZAG000122953 Bond Code: FRS127 ISIN: ZAG000125394 Bond Code: FRS135 ISIN: ZAG000126608 (FRB) INTEREST PAYMENT NOTIFICATIONS Noteholders are advised of the following interest payments due 31 July 2020: Bond code: FRS101 ISIN: ZAG000111774 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Interest amount due: ZAR 333 376.26 Bond code: FRS119 ISIN: ZAG000118951 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Interest amount due: ZAR 2 423 813.54 Bond code: FRS122 ISIN: ZAG000121062 Annualised interest rate: 2.000% Interest rate for the period: 1.000% Interest amount due: ZAR 74 083.61 Bond code: FRS124 ISIN: ZAG000122953 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Interest amount due: ZAR 379 922.62 Bond code: FRS127 ISIN: ZAG000125394 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Interest amount due: ZAR 416 720.33 Bond code: FRS135 ISIN: ZAG000126608 Annualised interest rate: 2.250% Interest rate for the period: 1.125% Interest amount due: ZAR 166 688.13 Reference CPI: 115.0193549 Base CPI: 77.62806717 Date Convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Payment date: 31 July 2020 27 July 2020 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 27-07-2020 02:05:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.