New Financial Instrument Listing Announcement The Standard Bank of South Africa Limited New Financial Instrument Listing Announcement - “SSN102” Stock Code: SSN102 ISIN Code: ZAG000169681 The JSE Limited has granted a listing to The Standard Bank of South Africa Limited – SSN102 Senior Floating Rate Listed Note due 21 December 2026 sponsored by The Standard Bank of South Africa Limited (acting through its Corporate and Investment Banking Division), under its Structured Note Programme. Authorised Programme size ZAR60,000,000,000 Total notes issued (including current issue) ZAR48,512,410,265.93 Full Note details are as follows Issue Date: 21 July 2020 Nominal Issued: ZAR30,000,000 Coupon Rate: Three-month ZAR-JIBAR-SAFEX plus 3.12%, capped at the Maximum Interest Rate Maximum Interest Rate: 8.89% Coupon Indicator: Floating Interest Rate Determination Dates: 21 March, 21 June, 21 September and 21 December of each year, with the first Interest Rate Determination Date being the Issue Date Trade Type: Price Issue Price: 100% Maturity Date: 21 December 2026 First Interest Payment Date: 21 September 2020 Interest Payment Dates: 21 March, 21 June, 21 September and 21 December of each year, until the Maturity Date Business Day Count/Convention: Actual/365 (Fixed) and Following Business Day Books Close: Each 16 March, 16 June, 16 September and 16 December, until the applicable Interest Payment Date Last day to register: By: 17h00 on 15 March, 15 June, 15 September and 15 December, until the Maturity Date Interest Commencement Date: 21 July 2020 Placement Agent: The Standard Bank of South Africa Limited Debt Security subject to guarantee; security or credit enhancement: Not Applicable Additional Terms and Conditions: Investors should study the Pricing Supplement for full details of the specific terms and conditions applicable to this specific issuance. Notes will be deposited in the Central Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. Dated 20 July 2020 Sponsor – The Standard Bank of South Africa Limited For further information on the Note issued please contact: Johann Erasmus SBSA (Sponsor) Email: johann.erasmus@standardbank.co.za Date: 20-07-2020 10:30:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.