FRII - Interest Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRB26 ISIN: ZAG000159955 Bond Code: FRC277 ISIN: ZAG000153552 Bond Code: FRJ22 ISIN: ZAG000142498 Bond Code: FRS112 ISIN: ZAG000115395 Bond Code: FRS120 ISIN: ZAG000119298 Bond Code: FRS123 ISIN: ZAG000121328 Bond Code: FRS132 ISIN: ZAG000126194 (FRB) INTEREST PAYMENT NOTIFICATIONS Noteholders are advised of the following interest payment due 3 June 2020: Bond code: FRB26 ISIN: ZAG000159955 Coupon: 8.748% Interest amount due: ZAR 42 115 029.04 Interest period 3 March 2020 to 2 June 2020 Payment date: 3 June 2020 Date Convention: Following Business Day Noteholders are advised of the following interest payment due 4 June 2020: Bond code: FRC277 ISIN: ZAG000153552 Coupon: 8.008% Interest amount due: ZAR 504 613.70 Interest period 4 March 2020 to 3 June 2020 Payment date: 4 June 2020 Date Convention: Modified Following Business Day Noteholders are advised of the following interest payments due 8 June 2020: Bond code: FRS112 ISIN: ZAG000115395 Interest amount due: ZAR 2 781 033.09 Annualised interest rate: 3.45% Interest rate for the period: 1.725% Reference CPI: 115.2799 Base CPI: 48.62345598 Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS120 ISIN: ZAG000119298 Interest amount due: ZAR 204 487.73 Annualised interest rate: 3.45% Interest rate for the period: 1.725% Reference CPI: 115.2799 Base CPI: 48.62345598 Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS123 ISIN: ZAG000121328 Interest amount due: ZAR 5 725 656.25 Annualised interest rate: 3.45% Interest rate for the period: 1.725% Reference CPI: 115.2799 Base CPI: 48.62345598 Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRS132 ISIN: ZAG000126194 Interest amount due: ZAR 408 975.45 Annualised interest rate: 3.45% Interest rate for the period: 1.725% Reference CPI: 115.2799 Base CPI: 48.62345598 Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Bond code: FRJ22 ISIN: ZAG000142498 Coupon: 8.025% Interest amount due: ZAR 83 391 402.74 Interest period 9 March 2020 to 7 June 2020 Payment date: 8 June 2020 Date Convention: Following Business Day 26 May 2020 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 26-05-2020 11:25:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.