FRII - Interest and Capital Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRC225 ISIN: ZAG000121435 Bond Code: FRC279 ISIN: ZAG000153578 Bond Code: FRC296 ISIN: ZAG000159369 Bond Code: FRC297 ISIN: ZAG000159351 Bond Code: FRC301 ISIN: ZAG000159872 Bond Code: FRC303 ISIN: ZAG000160425 Bond Code: FRC306 ISIN: ZAG000160938 Bond Code: FRC308 ISIN: ZAG000161605 Bond Code: FRC311 ISIN: ZAG000161977 Bond Code: FRC312 ISIN: ZAG000161985 Bond Code: FRC328 ISIN: ZAG000164898 Bond Code: FRC335 ISIN: ZAG000166950 Bond Code: FRJ24 ISIN: ZAG000156977 Bond Code: FRJ26 ISIN: ZAG000156969 Bond Code: FRJ29 ISIN: ZAG000156951 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATIONS Noteholders are advised of the following interest payments due 14 May 2020: Bond code: FRC296 ISIN: ZAG000159369 Coupon: 8.558% Interest amount due: ZAR 422 038.36 Date Convention: Modified Following Business Day Bond code: FRC297 ISIN: ZAG000159351 Coupon: 8.658% Interest amount due: ZAR 426 969.87 Date Convention: Modified Following Business Day Bond code: FRJ24 ISIN: ZAG000156977 Coupon: 7.908% Interest amount due: ZAR 21 936 575.34 Date Convention: Following Business Day Bond code: FRJ26 ISIN: ZAG000156969 Coupon: 8.008% Interest amount due: ZAR 9 991 351.23 Date Convention: Following Business Day Bond code: FRJ29 ISIN: ZAG000156951 Coupon: 8.248% Interest amount due: ZAR 38 234 564.38 Date Convention: Following Business Day Interest period 14 February 2020 to 13 May 2020 Payment date: 14 May 2020 Noteholders are advised of the following interest and capital payment due 20 May 2020: Bond code: FRC225 ISIN: ZAG000121435 Coupon: 8.550% Interest amount due: ZAR 3 162 328.77 Capital amount due: ZAR 150 000 000.00 Interest period 20 February 2020 to 19 May 2020 Payment date: 20 May 2020 Date Convention: Modified Following Business Day Noteholders are advised of the following interest payment due 21 May 2020: Bond code: FRC279 ISIN: ZAG000153578 Coupon: 8.292% Interest amount due: ZAR 511 150.68 Interest period 21 February 2020 to 20 May 2020 Payment date: 21 May 2020 Date Convention: Modified Following Business Day Noteholders are advised of the following interest payments due 25 May 2020: Bond code: FRC311 ISIN: ZAG000161977 Coupon: 7.642% Interest amount due: ZAR 381 053.15 Bond code: FRC312 ISIN: ZAG000161985 Coupon: 7.642% Interest amount due: ZAR 476 316.44 Interest period 24 February 2020 to 24 May 2020 Payment date: 25 May 2020 Date Convention: Modified Following Business Day Noteholders are advised of the following interest payments due 27 May 2020: Bond code: FRC306 ISIN: ZAG000160938 Coupon: 7.950% Interest amount due: ZAR 1 030 638.11 Bond code: FRC328 ISIN: ZAG000164898 Coupon: 8.158% Interest amount due: ZAR 1 005 780.82 Interest period: 27 February 2020 to 26 May 2020 Payment date: 27 May 2020 Date Convention: Modified Following Business Day Noteholders are advised of the following interest payments due 29 May 2020: Bond code: FRC301 ISIN: ZAG000159872 Coupon: 8.000% Interest amount due: ZAR 359 013.70 Bond code: FRC303 ISIN: ZAG000160425 Coupon: 9.708% Interest amount due: ZAR 1 550 093.34 Bond code: FRC308 ISIN: ZAG000161605 Coupon: 9.528% Interest amount due: ZAR 1 187 736.99 Interest period 28 February 2020 to 28 May 2020 Payment date: 29 May 2020 Date Convention: Modified Following Business Day Noteholders are advised of the following interest payments due 29 May 2020: Bond code: FRC335 ISIN: ZAG000166950 Coupon: 9.067% Interest amount due: ZAR 1 962 446.58 Interest period 11 March 2020 to 28 May 2020 Payment date: 29 May 2020 Date Convention: Modified Following Business Day 4 May 2020 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 04-05-2020 12:20:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.