FRII - Interest Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond Code: FRBI28 ISIN: ZAG000079237 Bond Code: FRBI29 ISIN: ZAG000145608 Bond Code: FRBI46 ISIN: ZAG000135302 Bond Code: FRX20 ISIN: ZAG000109604 Bond Code: FRX26 ISIN: ZAG000112160 (FRB) INTEREST PAYMENT NOTIFICATIONS Noteholders are advised of the following interest payments due 31 March 2020: Bond code: FRBI28 ISIN: ZAG000079237 Annualised interest rate: 2.6000% Interest rate for the period: 1.3000% Base CPI: 56.504988452 Reference CPI: 113.7903226 Interest amount due: ZAR 52 736 574.29 Bond code: FRBI29 ISIN: ZAG000145608 Annualised interest rate: 1.8750% Interest rate for the period: 0.9375% Base CPI: 97.063921153 Reference CPI: 113.7903226 Interest amount due: ZAR 8 198 937.95 Bond code: FRBI46 ISIN: ZAG000135302 Annualised interest rate: 2.5000% Interest rate for the period: 1.2500% Base CPI: 82.36283209 Reference CPI: 113.79032 Interest amount due: ZAR 9 404 745.88 Date Convention: Following Business Day Payment date: 31 March 2020 Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplement URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed- instruments/ Noteholders are advised of the following interest payments due 1 April 2020: Bond code: FRX20 ISIN: ZAG000109604 Coupon: 8.75% Interest amount due: ZAR 26 075 000.00 Bond code: FRX26 ISIN: ZAG000112160 Coupon: 9.50% Interest amount due: ZAR 228 885 000.00 Date Convention: Following Business Day Payment date: 1 April 2020 26 March 2020 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Think Precinct, 1 Merchant Place Cnr Fredman Drive & Rivonia Road Sandton 2196, South Africa P O Box 786273, Sandton, 2146, South Africa Date: 26-03-2020 04:20:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.