FRC334 - Listing of New Financial Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII LEI: ZAYQDKTCATIXF9OQY690 Bond code: FRC334 ISIN: ZAG000166810 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE Limited has granted FirstRand Bank Limited the listing of its senior unsecured unsubordinated credit-linked notes, in terms of its note programme (the programme) dated 29 November 2011, as amended and updated from time to time, effective 5 March 2020. Debt security code: FRC334 ISIN: ZAG000166810 Nominal issued: ZAR 50 000 000.00 Type of debt security: Credit-linked notes Issue date: 5 March 2020 Issue price: 100% Coupon rate: 3 month JIBAR plus 102.5 basis points Interest commencement date: 5 March 2020 Interest determination date(s): The first business day of each Interest Period First interest payment date: 5 June 2020 Interest payment date(s): 5 June 2020, 5 September 2020, 5 December 2020 and 5 March 2021 Last day to register: By 17:00 on 31 May 2020, 31 August 2020, 30 November 2020 and 28 February 2021 Books close: 1 June 2020, 1 September 2020, 1 December and 1 March 2021 Business day convention: Modified Following Business Day Maturity date: 5 March 2021 Final maturity amount: 100% of the Aggregate Nominal Amount Other: The pricing supplement contains changes to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the early redemption and credit-linked note provisions contained in the pricing supplement Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 26 608 051 047.57 Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division 2 March 2020 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Think Precinct, 1 Merchant Place Cnr Fredman Drive & Rivonia Road Sandton 2196, South Africa P O Box 786273, Sandton, 2146, South Africa Date: 02-03-2020 05:12:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.