FRII - Interest Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond Code: FRC251 ISIN: ZAG000141813 Bond Code: FRC295 ISIN: ZAG000159310 Bond Code: FRC296 ISIN: ZAG000159369 Bond Code: FRC297 ISIN: ZAG000159351 Bond Code: FRJ24 ISIN: ZAG000156977 Bond Code: FRJ26 ISIN: ZAG000156969 Bond Code: FRJ29 ISIN: ZAG000156951 (FRB) INTEREST PAYMENT NOTIFICATIONS Bondholders are advised of the following interest payment due 13 November 2019: Bond code: FRC251 ISIN: ZAG000141813 Coupon: 10.242% Interest amount due: ZAR 1 342 403.51 Interest period: 13 August 2019 to 12 November 2019 Payment date: 13 November 2019 Date Convention: Modified Following Business Day Bondholders are advised of the following interest payments due 14 November 2019: Bond code: FRC295 ISIN: ZAG000159310 Coupon: 9.152% Interest amount due: ZAR 1 153 402.74 Date Convention: Modified Following Business Day Bond code: FRC296 ISIN: ZAG000159369 Coupon: 8.842% Interest amount due: ZAR 445 733.70 Date Convention: Modified Following Business Day Bond code: FRC297 ISIN: ZAG000159351 Coupon: 8.942% Interest amount due: ZAR 450 774.79 Date Convention: Modified Following Business Day Bond code: FRJ24 ISIN: ZAG000156977 Coupon: 8.192% Interest amount due: ZAR 23 229 369.86 Date Convention: Following Business Day Bond code: FRJ26 ISIN: ZAG000156969 Coupon: 8.292% Interest amount due: ZAR 10 575 594.08 Date Convention: Following Business Day Bond code: FRJ29 ISIN: ZAG000156951 Coupon: 8.532% Interest amount due: ZAR 21 010 692.82 Date Convention: Following Business Day Interest period: 14 August 2019 to 13 November 2019 Payment date: 14 November 2019 7 November 2019 Debt Sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited) Date: 07/11/2019 01:15:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.