FRS206 - Listing of New Financial Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond code: FRS206 ISIN: ZAG000163304 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE Limited has granted FirstRand Bank Limited the listing of its unsecured floating rate notes, in terms of its note programme (the programme) dated 29 November 2011, as amended and updated from time to time, effective 14 October 2019. Debt security code: FRS206 ISIN: ZAG000163304 Nominal issued: ZAR 100 000 000.00 Type of debt security: Floating rate notes Issue date: 14 October 2019 Issue price: 100% Coupon rate: 3 month JIBAR plus 193 basis points, with a maximum interest rate of 8.913% nacq Interest commencement date: 14 October 2019 Interest determination date(s): The first business day of each interest period First interest payment date: 14 January 2020 Interest payment date(s): 14 January, 14 April, 14 July and 14 October in each year until the Maturity Date Last day to register: By 17:00 on 9 January, 9 April, 9 July and 9 October in each year until the Maturity Date Books close: 10 January, 10 April, 10 July and 10 October of each year until the Maturity Date Maturity date: 14 October 2025 Final maturity amount: 100% (one hundred percent) of par Business day convention: Modified Following Business Day Other: The pricing supplement contains changes to the terms and conditions as contained in the programme Summary of additional terms: Please refer to the early redemption provisions contained in the pricing supplement Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 22 853 803 390.58 Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division 11 October 2019 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 11/10/2019 12:03:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.