FRBI28 FRBI29 FRBI46 - Interest Payment Notifications FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond Code: FRBI28 ISIN: ZAG000079237 Bond Code: FRBI29 ISIN: ZAG000145608 Bond Code: FRBI46 ISIN: ZAG000135302 (FRB) INTEREST PAYMENT NOTIFICATIONS Bondholders are advised of the following interest payments due 30 September 2019: Bond code: FRBI28 ISIN: ZAG000079237 Annualised interest rate: 2.6000% Interest rate for the period: 1.3000% Interest amount due: ZAR 52 086 044.42 Base CPI: 56.504988452 Reference CPI: 112.3866667 Bond code: FRBI29 ISIN: ZAG000145608 Annualised interest rate: 1.8750% Interest rate for the period: 0.9375% Interest amount due: ZAR 8 097 800.28 Base CPI: 97.063921153 Reference CPI: 112.3866667 Bond code: FRBI46 ISIN: ZAG000135302 Annualised interest rate: 2.5000% Interest rate for the period: 1.2500% Interest amount due: ZAR 9 288 734.02 Base CPI: 82.36283209 Reference CPI: 112.3866667 Payment date: 30 September 2019 Date convention: Following Business Day Applicable formula: (Aggregate Nominal Amount x CPI Adjustment x Interest Rate) / 2, all definitions used in this calculation as per the pricing supplements URL: https://www.firstrand.co.za/investors/debt-investor-centre/jse-listed-instruments/ 25 September 2019 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) Date: 25/09/2019 10:59:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.