New Financial Instrument Listing Announcement - IBL132 Investec Bank Limited New Financial Instrument Listing Announcement ISSUE OF IBL132 SENIOR UNSECURED FLOATING RATE NOTES (“IBL132 NOTES”) Application has been made to the JSE Limited (“JSE”) for the listing of R225,000,000 (Two Hundred and Twenty Five Million Rand) senior unsecured floating rate Notes (stock code IBL132), under Investec Bank Limited’s Domestic Medium Term Note and Preference Share Programme dated 10 December 2018. The IBL132 Notes will be issued to Noteholders on the date of listing being 14 August 2019 with effect from commencement of trade. Salient features of the IBL132 Senior Unsecured Floating Rate Notes are listed below: Issuer Investec Bank Limited Instrument Senior unsecured Notes Issue Date 14 August 2019 Nominal Amount per Note R1,000,000 Interest Rate 3 month JIBAR Linked plus the Margin Margin 1.75% (one point seven five percent) Maximum Interest Rate 8.83% (eight point eight three percent) Maturity Date 12 August 2024 Issue price per Note 100% Final Redemption Amount per Note The Nominal Amount per Note (plus accrued unpaid interest, if any, to the Maturity Date) Interest Commencement Date 14 August 2019 Books Close 2 August to 12 August, 2 November to 12 November, 2 February to 12 February and 2 May to 12 May (all dates inclusive) in each year until the Applicable Redemption Date, or 10 days prior to any Payment Day; Last Day to Register Close of business on the Business Day immediately preceding the first day of a Books Close Period Interest Payment Dates means 12 August, 12 November, 12 February and 12 May of each year or, if such day is not a Business Day, the Business Day on which interest will be paid, as determined in accordance with the applicable Business Day Convention (as specified in the Applicable Pricing Supplement). Business Day Convention Following Business Day JSE Stock Code IBL132 ISIN ZAG000161654 Investors should study the Applicable Pricing Supplement for full details of the terms and conditions applicable to these Notes. Date: 13 August 2019 Debt Sponsor: Investec Bank Limited abotha@investec.co.za Date: 13/08/2019 10:01:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.