Sharenet Sites 
Sharenet Sites
FRC285 - Listing of New Financial Instrument
FirstRand Bank Limited
(Incorporated in the Republic of South Africa)
(Registration number: 1929/001225/06)
Issuer code: FRII
Bond code: FRC285
ISIN: ZAG000155201
(FRB)
LISTING OF NEW FINANCIAL INSTRUMENT
The JSE Limited has granted FirstRand Bank Limited the listing of its senior unsecured unsubordinated structured
credit-linked notes, in terms of its note programme (the programme) dated 29 November 2011, effective 8 November 2018.
Debt security code: FRC285
ISIN: ZAG000155201
Type of debt security: Credit-linked notes
Nominal issued: ZAR 10 000 000.00
Issue date: 8 November 2018
Issue price: 100%
Coupon rate: 3 month JIBAR plus 193 basis points
Interest commencement date: 8 November 2018
Interest determination date(s): The first day of each interest period
First interest payment date: 20 December 2018
Interest payment date(s): 20 March, 20 June, 20 September and 20 December of each year until
maturity
Last day to register: By 17:00 on 15 March, 15 June, 15 September and 15 December of each
year until maturity
Books close: 16 March, 16 June, 16 September and 16 December of each year until
maturity
Business day convention: Modified Following Business Day
Maturity date: 20 December 2022
Final maturity amount: 100% of the aggregate nominal amount
Other: The pricing supplement contains changes to the terms and conditions as
contained in the programme
Summary of additional terms: Please refer to the early redemption and credit-linked note provisions
contained in the pricing supplement
Programme amount: ZAR 30 000 000 000.00
Total notes in issue under programme: ZAR 15 879 826 229.50
Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division
The notes will be immobilised in the Central Securities Depository and settlement will take place electronically in
terms of JSE Rules.
The notes have been privately placed by FirstRand Bank Limited. Any prospective purchaser of the notes should
contact FirstRand Bank Limited for details of the terms of the notes. In this regard, prospective purchasers should be
aware that:
1. The notes issued are subject to the terms and conditions of the pricing supplement agreed between the issuer and
the subscriber(s) for the notes and the terms and conditions of the notes as set out in the programme memorandum
dated 29 November 2011 in respect of the issuer’s note programme.
2. The performance of each note issued is linked to the performance of an underlying third party entity and/or
obligation stipulated in the pricing supplement in respect of the note and accordingly, as the prospective purchaser will
assume credit exposure to both the issuer and such entity and/or obligation, the note is only suitable for purchase by
financially sophisticated investors after conducting all relevant independent investigations. The risks pertaining to
credit-linked notes generally are more fully set out in the programme memorandum. Copies of the programme
memorandum are available from the issuer.
6 November 2018
Debt Sponsor
RAND MERCHANT BANK (a division of FirstRand Bank Limited)
Date: 06/11/2018 05:21:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE').
The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of
the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct,
indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on,
information disseminated through SENS.
