BPPF12 and BPPF13 - Listing of New Financial Instruments BNP Paribas Personal Finance South Africa Limited (Previously RCS Investment Holdings Limited) (Incorporated in the Republic of South Africa) (Registration No. 2000/017884/06) Company code: RCSI Bond code: BPPF12 ISIN: ZAG000154493 Bond code: BPPF13 ISIN: ZAG000154501 (“BNPP PF South Africa”) LISTING OF NEW FINANCIAL INSTRUMENTS The JSE Limited has granted BNPP PF South Africa the listing of its Senior Unsecured Floating Rate Notes effective 9 October 2018, in terms of its Domestic Medium Term Note Programme (“the Programme”) dated 5 September 2016, as guaranteed by RCS Cards Proprietary Limited and BNP Paribas. Debt Security Code: BPPF12 ISIN: ZAG000154493 Nominal Issued: ZAR 250 000 000.00 Coupon Rate: 3 Month JIBAR plus 87 basis points Interest Determination Date(s): 9 January 2019, 9 April 2019 and 9 July 2019 with the first Interest Determination Date being 4 October 2018 Interest Payment Date(s): 9 January 2019, 9 April 2019, 9 July 2019 and 9 October 2019 Last Day to Register: By 17h00 on 29 December 2018, 29 March 2019, 28 June 2019 and 28 September 2019 Books Close: 30 December 2018, 30 March 2019, 29 June 2019 and 29 September 2019 Maturity Date: 9 October 2019 Debt Security Code: BPPF13 ISIN: ZAG000154501 Nominal Issued: ZAR 500 000 000.00 Coupon Rate: 3 Month JIBAR plus 145 basis points Interest Determination Date(s): 9 January, 9 April, 9 July and 9 October of each year until maturity, with the first Interest Determination Date being 4 October 2018 Interest Payment Date(s): 9 January, 9 April, 9 July and 9 October of each year until maturity Last Day to Register: By 17:00 on 29 December, 29 March, 28 June and 28 September of each year until maturity Books Close: 30 December, 30 March, 29 June and 29 September of each year until maturity Maturity Date: 9 October 2023 Type of Debt Securities: Floating Rate Notes Issue Date: 9 October 2018 Issue Price: 100% Interest Commencement Date: 9 October 2018 First Interest Payment Date: 9 January 2019 Business Day Convention: Following Business Day Final Maturity Amount: 100% of the Aggregate Nominal Amount Other: The pricing supplements do not contain additional terms and conditions or changes to the terms and conditions as contained in the Programme Summary of Additional Terms: Not Applicable The Notes will be immobilised in the Central Securities Depository and settlement will take place electronically in terms of the JSE Rules. 8 October 2018 Debt Sponsor RAND MERCHANT BANK (A division of FirstRand Bank Limited) BNP Paribas (www.bnpparibas.com) is a leading bank in Europe with an international reach. It has a presence in 73 countries, with more than 198,000 employees, including more than 146,000 in Europe. The BNP Paribas group, through its wholly owned subsidiary BNP Paribas Personal Finance, acquired 100% of BNP Paribas Personal Finance South Africa Limited (formerly, RCS Investment Holdings Limited) in August 2014. BNP Paribas PF South Africa is a consumer finance business predominantly based in South Africa, with over 18 years in the industry. Date: 08/10/2018 10:25:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.