FRS183 - Listing of New Financial Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond code: FRS183 ISIN: ZAG000154568 (FRB) LISTING OF NEW FINANCIAL INSTRUMENT The JSE Limited has granted FirstRand Bank Limited the listing of its unsecured indexed redemption notes, in terms of its note programme (the programme) dated 29 November 2011, effective 3 October 2018. Debt security code: FRS183 ISIN: ZAG000154568 Type of debt security: Indexed Redemption Notes Nominal issued: ZAR 399 000 000.00 Issue date: 3 October 2018 Issue price: 100% Coupon rate: Not applicable Interest commencement date: Not applicable Interest determination date(s): Not applicable First interest payment date: Not applicable Interest payment date(s): Not applicable Last day to register: By 17:00 on 29 September 2021 Books close: 30 September 2021 Business day convention: Following Business Day Maturity date: 4 October 2021 Final maturity amount: The final maturity amount is determined based on the calculation below: FRA = ANA * [1 + P * Max (0,FIL / IIL – 100%) * FXFVD] / FXFSD The definitions for this formula is as per the pricing supplement Other: The pricing supplement does not contain additional terms and conditions Summary of additional terms: Not applicable Programme amount: ZAR 30 000 000 000.00 Total notes in issue under programme: ZAR 15 210 331 394.00 Dealer: FirstRand Bank Limited, acting through its Rand Merchant Bank division The notes will be immobilised in the Central Securities Depository and settlement will take place electronically in terms of JSE Rules. 2 October 2018 Debt Sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited) Date: 02/10/2018 04:23:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.