New Financial Instrument Listing Announcement - CBL28 CAPITEC BANK LIMITED Incorporated in the Republic of South Africa (Registration No. 1980/003695/06) Company Code: BICAP Stock Code: CBL28 ISIN Code: ZAG000151333 NEW FINANCIAL INSTRUMENT LISTING ANNOUNCEMENT “CBL28” The JSE Limited has granted a listing to CAPITEC BANK LIMITED on the Interest Rate Market with effect from 21 May 2018 under its Note Programme dated 21 April 2016. INSTRUMENT TYPE: FLOATING RATE NOTE Bond Code CBL28 Nominal Issued ZAR500 000 000.00 Issue Price 100% Coupon 8.43% (3 Month JIBAR as at 16 May 2018 of 6.90% plus 1.53 bps) Coupon Rate Indicator Floating Trade Type Price Final Maturity Date 21 May 2021 Books Close Date(s) 16 February, 16 May, 16 August, 16 November Interest Payment Date(s) 21 February, 21 May, 21 August, 21 November Last Day to Register By 17:00 on 15 February, 15 May, 15 August, 15 November Issue Date 21 May 2018 Date Convention Following Interest Commencement Date 21 May 2018 First Interest Payment Date 21 August 2018 ISIN No. ZAG000151333 Additional Information Unsubordinated Unsecured Floating Rate Notes Additional Terms and Conditions No additional terms and conditions Issue Amount After This Issuance R4 597 000 000.00 The note will be immobilised in the Central Securities Depository (“CSD”) and settlement will take place electronically in terms of JSE Rules. 18 May 2018 Debt Sponsor PSG Capital For further information on the Note issue please contact: Willie Honeyball PSG Capital +27 21 887 9602 Date: 18/05/2018 09:21:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.