Interest Payment Notifications - 20 December 2017 FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond code: FRC163 ISIN: ZAG000102898 Bond code: FRC166 ISIN: ZAG000103573 Bond code: FRC167 ISIN: ZAG000104019 Bond code: FRC168 ISIN: ZAG000104753 Bond code: FRC170 ISIN: ZAG000105586 Bond code: FRC171 ISIN: ZAG000105719 Bond code: FRC174 ISIN: ZAG000105891 Bond code: FRC176 ISIN: ZAG000107178 Bond code: FRC177 ISIN: ZAG000107632 Bond code: FRC179 ISIN: ZAG000108168 (FRB) INTEREST PAYMENT NOTIFICATION Bondholders are advised of the following interest payments due 20 December 2017: Bond code: FRC163 ISIN: ZAG000102898 Coupon: 8.753% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 1 091 127.39 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC166 ISIN: ZAG000103573 Coupon: 8.763% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 218 474.80 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC167 ISIN: ZAG000104019 Coupon: 12.383% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 1 358 398.14 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC168 ISIN: ZAG000104753 Coupon: 9.123% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 113 725.07 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC170 ISIN: ZAG000105586 Coupon: 9.483% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 3 546 382.19 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC171 ISIN: ZAG000105719 Coupon: 9.483% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 94 570.19 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC174 ISIN: ZAG000105891 Coupon: 9.483% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 165 497.83 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC176 ISIN: ZAG000107178 Coupon: 8.983% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 2 239 597.26 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC177 ISIN: ZAG000107632 Coupon: 8.793% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 4 384 454.79 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC179 ISIN: ZAG000108168 Coupon: 10.153% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 506 259.18 Payment date: 20 December 2017 Date convention: Modified Following Business Day 13 December 2017 Debt Sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited) Date: 13/12/2017 02:52:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.