Interest and capital payment notifications - 20 December 2017 FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration number: 1929/001225/06) Issuer code: FRII Bond code: FRC152 ISIN: ZAG000100330 Bond code: FRC153 ISIN: ZAG000100348 Bond code: FRC154 ISIN: ZAG000100694 Bond code: FRC155 ISIN: ZAG000101643 Bond code: FRC161 ISIN: ZAG000102260 (FRB) INTEREST AND CAPITAL PAYMENT NOTIFICATION Bondholders are advised of the following interest and capital payments due 20 December 2017: Bond code: FRC152 ISIN: ZAG000100330 Coupon: 9.903% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 987 586.85 Capital amount due: ZAR 40 000 000.00 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC153 ISIN: ZAG000100348 Coupon: 9.113% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 908 803.29 Capital amount due: ZAR 40 000 000.00 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC154 ISIN: ZAG000100694 Coupon: 9.383% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 233 932.33 Capital amount due: ZAR 10 000 000.00 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC155 ISIN: ZAG000101643 Coupon: 12.033% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 1 320 003.62 Capital amount due: ZAR 44 000 000.00 Payment date: 20 December 2017 Date convention: Modified Following Business Day Bond code: FRC161 ISIN: ZAG000102260 Coupon: 9.233% Interest period: 20 September 2017 to 19 December 2017 Interest amount due: ZAR 2 301 926.03 Capital amount due: ZAR 100 000 000.00 Payment date: 20 December 2017 Date convention: Modified Following Business Day 13 December 2017 Debt Sponsor RAND MERCHANT BANK (a division of FirstRand Bank Limited) Date: 13/12/2017 02:43:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.