FRB20-Listing of New Instrument FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration No. 1929/001225/06) Company code: BIFR1 ISIN FRB20: ZAG000135385 (FRB) LISTING OF NEW INSTRUMENT The JSE Limited has granted FirstRand Bank Limited the listing of its FRB20 Subordinated, Unsecured Tier II Notes, in terms of its ZAR80 000 000 000 Note Programme dated 13 October 2015. INSTRUMENT TYPE: Floating Rate Note Total Notes in Issue: R 69,971,316,000.00 Instrument Code: FRB20 Nominal Issued: R 645 000 000.00 Price: 100% Coupon: 11.267% (3 month JIBAR as at 12 April 2016 of 7.267%plus 400bps) Issue Date: 15 April 2016 Interest Commencement Date: 15 April 2016 Optional redemption Date: 15 April 2021 Maturity Date: 15 April 2026 First Interest Payment Date: 15 July 2016 Last Day to Register By 17:00 on 9 January, 9 April, 9 July and 9 October in each year until maturity Books Close 10 January, 10 April, 10 July and 10 October in each year until maturity Interest Payment Date(s) 15 January, 15 April, 15 July and 15 October in each year until maturity ISIN: ZAG000135385 Business Day Convention: Following Business Day Dealer: Rand Merchant Bank, a division of FirstRand Bank Limited The Notes will be immobilised in the Central Depository (CSD) and settlement will take place electronically in terms of JSE Rules. 14 April 2016 Debt Sponsor Rand Merchant Bank (A division of FirstRand Bank Limited) Date: 14/04/2016 04:47:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.