Notice - Interest rate reset - Fintech Receivables 2 (Pty) Ltd 15 November 2012 FINTECH RECEIVABLES 2 (PROPRIETARY) LIMITED - INTEREST RATE RESET FINTECH RECEIVABLES 2 (PROPRIETARY) LIMITED FR2A3C 6.825% p.a. (175bps over 5.075%) for the period 15 ZAG000081753 November 2012 to 15 February 2013, payable on 15 February 2013 (following*) Next reset: 15 February 2013 FR2B3C 7.075% p.a. (200bps over 5.075%) for the period 15 ZAG000081761 November 2012 to 15 February 2013, payable on 15 February 2013 (following*) Next reset: 15 February 2013 FR2C3C 7.875% p.a. (280bps over 5.075%) for the period 15 ZAG000081548 November 2012 to 15 February 2013, payable on 15 February 2013 (following*) Next reset: 15 February 2013 FR2D3D 8.325% p.a. (325bps over 5.075%) for the period 15 ZAG000081555 November 2012 to 15 February 2013, payable on 15 February 2013 (following*) Next reset: 15 February 2013 JIBAR rates as at 15 November 2012: 1 Month 4.931% 3 Month 5.075% 6 Month 5.300% * When the Interest Payment Date falls on a non business day one of the following Date Conventions will be applied, as specified for each individual bond: 1. Following – This means that the interest will be paid on the first business day after the weekend or public holiday. 2. Modified Following – The same rule as above applies. However, if the first business day after the weekend or public holiday falls in a new calendar month the last business day before the weekend / public holiday will be used instead. 3. Preceding – This means that the interest will be paid on the last business day before the weekend or public holiday. 15 November 2012 Sponsor Nedbank Capital, a division of Nedbank Limited Date: 15/11/2012 03:02:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.