Dealing in securities by associates of a director CAPITEC BANK HOLDINGS LIMITED Incorporated in the Republic of South Africa (Registration number: 1999/025903/06) Share Code: CPI ISIN Number: ZAE000035861 Share Code: CPIN ISIN Number: ZAE 000171369 DEALING IN SECURITIES BY ASSOCIATES OF A DIRECTOR In compliance with rules 3.63 to 3.74 of the JSE Limited’s Listings Requirements, the following information, relating to the dealing in securities by associates of a director is disclosed: 1. NAME OF DIRECTOR MSduP le Roux NAME OF ASSOCIATE Kalander Trust DIRECTOR’S RELATIONSHIP WITH Mr Le Roux is a trustee of ASSOCIATE Kalander Trust COMPANY OF WHICH I AM A DIRECTOR Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Non-Executive Director TYPE OF SECURITIES Letters of allocation CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 16 October 2012 CENTS PER SHARE 4400 NUMBER OF SECURITIES TRANSACTED 16 032 TOTAL RAND VALUE OF SECURITIES R705 408.00 NATURE OF TRANSACTIONS Disposal of letters of allocation emanating from the Capitec rights offer announced on 26 September 2012 (on-market transaction) NATURE AND EXTENT OF THE Indirect, non-beneficial DIRECTOR’S INTEREST IN THE TRANSACTIONS 2. NAME OF DIRECTOR MSduP le Roux NAME OF ASSOCIATE Eastern Seaboard Investments (Pty) Limited DIRECTOR’S RELATIONSHIP WITH Mr Le Roux is a director of ASSOCIATE Eastern Seaboard Investments (Pty) Limited COMPANY OF WHICH I AM A DIRECTOR Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Non-Executive Director TYPE OF SECURITIES Letters of allocation CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 16 October 2012 CENTS PER SHARE 4400 NUMBER OF SECURITIES TRANSACTED 92 907 TOTAL RAND VALUE OF SECURITIES R4 087 908.00 NATURE OF TRANSACTIONS Disposal of letters of allocation emanating from the Capitec rights offer announced on 26 September 2012 (on-market transaction) NATURE AND EXTENT OF THE Indirect, non-beneficial DIRECTOR’S INTEREST IN THE TRANSACTIONS 3. NAME OF DIRECTOR MSduP le Roux NAME OF ASSOCIATE Limietberg Beleggings 240 (Pty) Limited DIRECTOR’S RELATIONSHIP WITH Mr Le Roux is a director of ASSOCIATE Limietberg Beleggings 240 (Pty) Limited COMPANY OF WHICH I AM A DIRECTOR Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Non-Executive Director TYPE OF SECURITIES Letters of allocation CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 16 October 2012 CENTS PER SHARE 4400 NUMBER OF SECURITIES TRANSACTED 170 636 TOTAL RAND VALUE OF SECURITIES R7 507 984.00 NATURE OF TRANSACTIONS Disposal of letters of allocation emanating from the Capitec rights offer announced on 26 September 2012 (on-market transaction) NATURE AND EXTENT OF THE Indirect, non-beneficial DIRECTOR’S INTEREST IN THE TRANSACTIONS 4. NAME OF DIRECTOR MSduP le Roux NAME OF ASSOCIATE Limietberg Beleggings (Pty) Limited DIRECTOR’S RELATIONSHIP WITH Mr Le Roux is a director of ASSOCIATE Limietberg Beleggings (Pty) Limited COMPANY OF WHICH I AM A DIRECTOR Capitec Bank Holdings Limited STATUS:EXECUTIVE/NON-EXECUTIVE Non-Executive Director TYPE OF SECURITIES Letters of allocation CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 16 October 2012 CENTS PER SHARE 4400 (1) 4200 (2) NUMBER OF SECURITIES TRANSACTED 220 425 (1) 500 000 (2) TOTAL RAND VALUE OF SECURITIES R30 698 700 NATURE OF TRANSACTIONS Disposal of letters of allocation emanating from the Capitec rights offer announced on 26 September 2012 (on-market transaction) NATURE AND EXTENT OF THE Indirect, non-beneficial DIRECTOR’S INTEREST IN THE TRANSACTIONS 16 October 2012 Sponsor PSG Capital (Pty) Limited Date: 16/10/2012 05:33:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.