Interest Rate Reset FirstRand Bank Limited (Incorporated in the Republic of South Africa) (Registration No. 1929/001225/06) Company code: BIFR1 (FRB) INTEREST RATE RESET ANNOUNCEMENT FRC41 7.825% p.a. (275bps over 3 month Jibar of 5.075%) for the period 25 July 2012 to 24 October 2012, payable on 25 October 2012 (Modified Following*) Next reset: 25 October 2012 FRS60 5.395% p.a. (32bps over 3 month Jibar of 5.075%) for the period 25 July 2012 to 23 October 2012, payable on 24 October 2012 (Modified Following*) FRB10 7.075% p.a. (200bps over 3 month Jibar of 5.075%) for the period 25 July 2012 to 24 October 2012, payable on 25 October 2012 (Following*) Next reset: 25 October 2012 JIBAR rates as at 25 July 2012: 3 Month 5.075% *When the Interest Payment Date falls on a non business day one of the following Date Convention will be applied, as specified for each individual bond: 1. Following This means that the interest will be paid on the first business day after the weekend or public holiday. 2. Modified Following This means that the interest will be paid on the first business day after the weekend or public holiday. However, if the first business day after the weekend or public holiday falls in a new calendar month the last business day before the weekend / public holiday will be used instead. 3. Preceding This means that the interest will be paid on the last business day before the weekend or public holiday. 25 July 2011 Debt Sponsor Rand Merchant Bank (A division of FirstRand Bank Limited) Date: 25/07/2012 04:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.