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SBK - Standard Bank Group Limited - Basel II Capital Adequacy Disclosure as at 30 September 2010 Standard Bank Group Limited (Incorporated in the Republic of South Africa) (Registration number 1969/017128/06) South African Share Code: SBK Namibian Share Code: SNB ISIN: ZAE000109815 ("Standard Bank Group" or "the group") Standard Bank Group - Basel II Capital Adequacy Disclosure as at 30 September 2010 In terms of the Basel II requirements under Regulation 43(1)(e)(ii) of regulations relating to banks, minimum disclosure on the capital adequacy of the group is required on a quarterly basis. This announcement meets the ongoing reporting requirement for quarterly disclosure in terms of Pillar 3 of the Basel II capital accord. Standard Bank Group Standard Bank Group remained well capitalised as at 30 September 2010 with a total capital adequacy of 15.2% and Tier 1 capital adequacy of 12.4%, significantly exceeding minimum regulatory requirements. September June 2010 2010 Rm Rm Ordinary share capital and premium 17 445 17 435 Ordinary shareholders` reserves (1) 68 944 70 590 Minority interest 10 315 10 478 Regulatory deductions against primary (18 518) (18 792) capital Regulatory exclusions from primary capital (8 271) (11 731) Unappropriated profits (10 821) (11 693) Preference share capital and premium 5 495 5 495
Primary capital 64 589 61 782 Subordinated debt 23 665 23 395 Secondary unimpaired reserve funds 1 005 1 122 Regulatory deductions against secondary (7 497) (7 563) capital Secondary capital 17 173 16 954 Tertiary capital - Subordinated debt 478 491 Total qualifying capital 82 240 79 227
Total minimum regulatory capital 60 119 60 545 requirement Total capital adequacy ratio (%) (2) 15.2 14.6 Primary capital adequacy ratio (%)(2) 12.4 11.8 Note: (1) Ordinary shareholders` reserves include unappropriated profits net of dividends paid during the period. (2) Capital adequacy ratios include unappropriated profits. Standard Bank of South Africa (the company) Standard Bank of South Africa remained well capitalised as at 30 September 2010 with a total capital adequacy of 13.9% and Tier 1 capital adequacy of 10.6%, significantly exceeding minimum regulatory requirements. September June 2010 2010
Rm Rm Primary capital (1) 40 135 38 921 Secondary capital 12 022 12 138 Tertiary capital - Subordinated debt 300 300 Total qualifying capital 52 457 51 359
Total minimum regulatory capital 37 418 37 128 requirement Total capital adequacy ratio (%)(2) 13.9 13.5 Primary capital adequacy ratio (%)(2) 10.6 10.2 Note: (1) Primary capital includes unappropriated profits net of dividends paid during the period. (2) Capital adequacy ratios include unappropriated profits. The information contained in this announcement has not been reviewed by or reported on by Standard Bank Group`s external auditors. Johannesburg 19 November 2010 Sponsor Standard Bank Independent sponsor Deutsche Securities (SA) (Proprietary) Limited Date: 19/11/2010 16:45:01 Supplied by www.sharenet.co.za Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited (`JSE`). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.
